US Bank Pre-Approvals (for business?)

[Anonymous]

I got pre-approvals with set/solid APR's.  Showed approved for any of the Personal cards if I changed interests.  

Has anyone verified if the business cards are lumped in w the pre-approvals?

Thanks

[BPebbles]

IME Business cards are typically NOT included in pre-approval sites.

[Anonymous]

Yeah they dont show up and theres no way to select them.  Figure if Im set on all the personal card pre-approvals- same should go for business cards or not lol :-p

I may try it out and see

[Anonymous]

If you go into a branch and sit with a business banker, and slightly hint that you might be interested in opening up a business credit card, they can tell you whether or not it would be worth a shot.  On USBank internal computers, there is a screen that shows what certain customers would get for SL if they were to apply.  I did this after discussing it with a friend of mine who works in a bank and went flawlessly.  

[Anonymous]

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@Anonymous wrote:

If you go into a branch and sit with a business banker, and slightly hint that you might be interested in opening up a business credit card, they can tell you whether or not it would be worth a shot.  On USBank internal computers, there is a screen that shows what certain customers would get for SL if they were to apply.  I did this after discussing it with a friend of mine who works in a bank and went flawlessly.  

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Thats interesting lol.  Maybe just go in and blatantly state "does the biz cred show pre-approvals or nah?" lol  Did you have accounts w them b4 app'ing?

Thanks

[Anonymous]

USBank has been my primary bank for about four years now, so I did have a previous relationship with them.  I somehow managed to finangle my way into a business credit card with them with no Paydex, no other tradelines -- not sure how I managed that one now that I have been reading the forums.  

[Anonymous]

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@Anonymous wrote:

USBank has been my primary bank for about four years now, so I did have a previous relationship with them.  I somehow managed to finangle my way into a business credit card with them with no Paydex, no other tradelines -- not sure how I managed that one now that I have been reading the forums.  

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hah nice man.  I'll open a checking first for a few months before I app.  I dont want a free denial from lack of relationship :-p 

[Anonymous]

Pro tip: skip the checking account and go straight to a secured card if you think you can swing it. 

[Anonymous]

Wouldnt want a new account, for a secured card.  

[Anonymous]

Sorry, I forgot which board I was on.  You're right.

Edit: Not to hijack this thread, but what's your opinion of NFCU business accounts?  They're next on my radar I think.