US Bank Triple Cash card low $1000 limit

abcdefghijklmnopqrstuvwxy · ‎07-09-2024

so the promo is to spend 6K in 6 months, but my credit line is only 1K. Does US bank allow going over the limit on this card? I don't believe they allow cycling, however, I feel I'll need to go over the limit at some point to ensure I can qualify for the bonus lol thanks

MissLiz · ‎07-10-2024

Have you tried to recon your SL?

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce

keekers · ‎07-11-2024

I just want to know why you left off 'z' in your username.

RebelRocket · ‎07-11-2024

@keekers wrote:
I just want to know why you left off 'z' in your username.

Lol.

abcdefghijklmnopqrstuvwxy · ‎07-18-2024

@MissLiz wrote:
Have you tried to recon your SL?

I made the decision to call US bank and asked for a CLI even if it would cost me another HP. If I were not approved for any kind of CLI after this effort, I would have decided to just close out the account. However, I just found out my credit line is now 10K. thanks for your advice!

MissLiz · ‎07-18-2024

@abcdefghijklmnopqrstuvwxy wrote:
@MissLiz wrote:
Have you tried to recon your SL?
I made the decision to call US bank and asked for a CLI even if it would cost me another HP. If I were not approved for any kind of CLI after this effort, I would have decided to just close out the account. However, I just found out my credit line is now 10K. thanks for your advice!

That's wonderful!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce

drewricomakeubu · ‎08-18-2024

@abcdefghijklmnopqrstuvwxy wrote:
@MissLiz wrote:
Have you tried to recon your SL?
I made the decision to call US bank and asked for a CLI even if it would cost me another HP. If I were not approved for any kind of CLI after this effort, I would have decided to just close out the account. However, I just found out my credit line is now 10K. thanks for your advice!

How did this conversation go? I just got approved for the same card and wondering what I should do/say to get a higher limit.

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800, Chase Ink Unlimited $12,500, American Express BCP: $12,000, Chase Sapphire Preferred $17,100, Blue Business Plus $10,000, Chase Ink Cash $12,00, Capital One Venture X $19,000, Amazon Prime Amex $9,000, Chase Freedom Unlimited $6,000, U.S. Bank Business Triple Cash Rewards $3,000, Amex Hilton Honors Business $17,500
Chase Ink Preferred $16,000
Capital One Savor $7,000

Tour Manager, FOH Engineer, Concert Promoter, HBIC

lnacen · ‎08-19-2024

@drewricomakeubu I asked for one today, they asked what I would like the limit to be. I hesitated because I wasnt sure if they would counter. So I asked for 20k and she told me they sometimes counter. I deposited extra money into the business bank account to increase my chances. They pulled my transunion instantly after I got off the phone.