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US Bank World Elite MC for Business

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Anonymous
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US Bank World Elite MC for Business

Does anyone know anything about this card? I received an invitation to apply and would like to know what bureau is run and is US Bank inquiry sensitive? Scores are low 700's right now. Thanks 😊 

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FinStar
Moderator Emeritus

Re: US Bank World Elite MC for Business

They can pull from any of the 3 CRAs.  Since they will pull personal CRs, below is a thread that can provide some guidance.  Keep in mind, results will vary.

 

https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Ap...

 

They can also be sensitive to inquires and/or new accounts, but this is profile-dependent.  You can leverage the odds (to an extent) if you're already an existing US Bank deposit customer (personal and/or business).

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