cancel
Showing results for 
Search instead for 
Did you mean: 

US Bank biz cards

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Valued Member

US Bank biz cards

Anyone know what AoOA needed (to get approved) for USB biz cards?
Message 1 of 7
6 REPLIES 6
Senior Contributor

Re: US Bank biz cards

Of the three biz cards we have USB points are the hardest to earn and least valueable.    our limit is arround $17K

We have a Capital One Spark $18K limit   and Chase Ink card $15K limit for our biz.   Chase and C1 are much  better with the rewards

Message 2 of 7
Valued Member

Re: US Bank biz cards

Thanks for the response. I was just wondering if anybody knew how long of a credit history is required to be approved for a USB biz card?

 

For example, I've heard a 5 year credit history is required to be approved for the Citibusiness AA card.

Message 3 of 7
Valued Contributor

Re: US Bank biz cards

Granted mine were PG, but I was approved by both USB Platinum and AA card with less than a year of BIZ Credit history.

 






Message 4 of 7
Valued Member

Re: US Bank biz cards


@Janus wrote:

Granted mine were PG, but I was approved by both USB Platinum and AA card with less than a year of BIZ Credit history.

 


Good to know, but how long was your personal credit history at the time?

Message 5 of 7
Valued Contributor

Re: US Bank biz cards

AoOA on personal is 24 years. Although that account is due to drop off in 2022, which I assume will affect my CR severely. As my next oldest account is only 12 years. 

 

You have several impressive cards in your sig, so I can't imagine USB would be that unattainable.

 






Message 6 of 7
Valued Member

Re: US Bank biz cards


@Janus wrote:

AoOA on personal is 24 years. Although that account is due to drop off in 2022, which I assume will affect my CR severely. As my next oldest account is only 12 years. 

 

You have several impressive cards in your sig, so I can't imagine USB would be that unattainable.

 


24 years is much more significant than a 1 year biz credit history. And thank you for the compliment, but unfortunately I'm more interested in getting my wife eligible for an Altitude Reserve, and her personal credit history is only 2.5-3 years, so I'm guessing she probably isn't eligible for a USB biz card. 

Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.