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Unexpected AMEX SPG Biz CLI

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Regular Contributor

Unexpected AMEX SPG Biz CLI

I've never had luck with the whole 3x CLI thing from AMEX--all of my past requests have been denied, though I haven't had much issue opening new lines of credit with AMEX.  Strange.  

 

Anyway, I was not too happy when my SPG Biz was approved at only a $3k limit.  I've had it less than a month and my balance was already over half the limit.  I know AMEX is fine with going over limits if needed, but it still gives me the heebie jeebies to see that much utilization.  I clicked the 'increase your limit' button on the account home page on AMEX's site not thinking anything would happen and surprised it was there at all considering how new the account is.  I didn't ask for 3x--only asked for $8,000.  Shocked to be approved instantly, and a weight off my shoulders as I won't have to worry about coming close to maxing the card out repeatedly while I hit the lofty minimum spend.

 

Woohoo!

AMEX Ameriprise Plat, PRG, ED, BB+, SPG, SPG Biz, SimplyCash Plus
BofA Alaska Biz, Travel Rewards, Cash Rewards, BBR
Discover it | Citi Double Cash, TY Premier | Chase Hyatt, AARP, Marriott Biz
FNBO Travelite | Barclays Ring, Jet Blue, Aviator Red | US Bank Cash+
Amazon Store Card | Target REDCard
Message 1 of 4
3 REPLIES
Regular Contributor

Re: Unexpected AMEX SPG Biz CLI

Congrats. 

 

And hello to a fellow Dawg... 

Amex Biz Plat | Amex Biz Gold | Amex Biz Plus | Amex BCP | Amex PRG | BoA 123 Sig | BoA Biz Adv | Chase Sapphire Reserve | Chase Freedom Unl | Costco Anywhere Business | Delta Biz Gold | Discover IT | Macy's Amex | PayPal Extras MC | and a couple store cards |
Starting Score 618 EX (2/2014) - Today All 3 above 835 | MyFico Rocks |
Message 2 of 4
Regular Contributor

Re: Unexpected AMEX SPG Biz CLI

Thanks!  And hello back at you, fellow Dawg!

It was nice to get some good news on the SPG Biz AMEX after the awful display we put up against Auburn!

AMEX Ameriprise Plat, PRG, ED, BB+, SPG, SPG Biz, SimplyCash Plus
BofA Alaska Biz, Travel Rewards, Cash Rewards, BBR
Discover it | Citi Double Cash, TY Premier | Chase Hyatt, AARP, Marriott Biz
FNBO Travelite | Barclays Ring, Jet Blue, Aviator Red | US Bank Cash+
Amazon Store Card | Target REDCard
Message 3 of 4
Regular Contributor

Re: Unexpected AMEX SPG Biz CLI

I've found AMEX to be very generous with business credit limits.

Message 4 of 4