Unreal! Approved Amex Gold Business with 627 credit score!? Now Chase Ink Preferred?

[Anonymous]

Spoke to Chase.  I was not approved based on my personal credit score.  They pulled EQ.

[mikesonthemend]

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@Anonymous wrote:

Spoke to Chase.  I was not approved based on my personal credit score.  They pulled EQ.

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Sorry to hear. I was pretty sure Ink is a PG card.

No worries.  You are on your way!

[jaxstraw]

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@Anonymous wrote:

Yea and I have no idea how it is 82.  I've only been in business for 18 months and last year I was sole propieter and this year starting jan 1 went to S-Corp. Only 1 trade line and it's only been reporting since July, cell phone.

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I believe your EX biz score is not only factored by the trade lines and payments you make but it is also factored by the industry you are in.

Some industry is considered higher risk of defaulr so solid history creates a higher score based on industry peers.

[spiritcraft1]

Sorry about the Ink denial.  I guess that one can come in time.