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Unreal! Approved Amex Gold Business with 627 credit score!? Now Chase Ink Preferred?

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Re: Unreal! Approved Amex Gold Business with 627 credit score!? Now Chase Ink Preferred?

Spoke to Chase.  I was not approved based on my personal credit score.  They pulled EQ.

Message 11 of 14
Established Contributor

Re: Unreal! Approved Amex Gold Business with 627 credit score!? Now Chase Ink Preferred?


@ThatRealtorGuy wrote:

Spoke to Chase.  I was not approved based on my personal credit score.  They pulled EQ.


Sorry to hear. I was pretty sure Ink is a PG card.

No worries.  You are on your way!



“If you don’t know, the thing to do is not to get scared, but to learn.” – Ayn Rand
Message 12 of 14
Established Contributor

Re: Unreal! Approved Amex Gold Business with 627 credit score!? Now Chase Ink Preferred?


@ThatRealtorGuy wrote:

Yea and I have no idea how it is 82.  I've only been in business for 18 months and last year I was sole propieter and this year starting jan 1 went to S-Corp. Only 1 trade line and it's only been reporting since July, cell phone.


I believe your EX biz score is not only factored by the trade lines and payments you make but it is also factored by the industry you are in.

Some industry is considered higher risk of defaulr so solid history creates a higher score based on industry peers.

 

Jax

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Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 13 of 14
Established Contributor

Re: Unreal! Approved Amex Gold Business with 627 credit score!? Now Chase Ink Preferred?

Sorry about the Ink denial.  I guess that one can come in time.


Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = Very Low 400's
8-1-18 -
12-24-18 -
11-1-19 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, FuelMan .8K, Citi Tractor Supply Rev .8k, Builder Pro 5.4K, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG
Message 14 of 14
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