Use tradelines every month?

[Anonymous]

To establish and build credit for a new business, is it necesary have activity on each reporting tradeline every month? I've read conflicting advice on whether it's OK to use some tradelines only once per quarter or so. Does anyone have direct, definitive info on the topic? Thanks!

[Anonymous]

I have this question also. Also - I've read that for Quill to report, you have to spend at least $50? Of the accounts/tradelines I've opened, I know I'll use Amazon regularly and I've planned on using Quill for $50/month as well as two of the gas cards. Hopefully that will be enough.

[Anonymous]

SportsMom77--If you don't mind my asking, which business gas cards do you have, and what did you put down as your monthly gas spend in the applications for them? I was thinking of applying for one, but I'm worried my stated monthly spend will be too low to justify their expenses in maintaining the account.

Data points from anyone else on this topic would be much appreciated too, of course.

[3se7ens]

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@Anonymous wrote:

To establish and build credit for a new business, is it necesary have activity on each reporting tradeline every month? I've read conflicting advice on whether it's OK to use some tradelines only once per quarter or so. Does anyone have direct, definitive info on the topic? Thanks!

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That's a very good question, I've been wondering the same thing. I figured I'd use Quill, ULINE and Msc Direct once a month about $75- $100 each.
I'll continue this for about six months.

[Anonymous]

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@Anonymous wrote:

SportsMom77--If you don't mind my asking, which business gas cards do you have, and what did you put down as your monthly gas spend in the applications for them? I was thinking of applying for one, but I'm worried my stated monthly spend will be too low to justify their expenses in maintaining the account.

Data points from anyone else on this topic would be much appreciated too, of course.

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Hi Halstend,

I have the following:

• Exxon Mobil - $1,500
• Chevron/Texaco - $1,200
• 76 Fleet Services - $2,000

If I recall, I put that I would use about $500/month (which is wayyy more than I'd use).  What I found out later is that you can set the permissions on the card to charge gas only or gas and other things like maintenance and/or convenience store charges.

Also, for what it's worth, I applied for all of these cards within a week or so of each other.

Good luck!