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Wayfair Business Revolving Card No PG APPROVED!

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ADMYFIC0
Valued Member

Re: Wayfair Business Revolving Card No PG


@TMDSCT wrote:

@ADMYFIC0 wrote:

@TMDSCT wrote:

@ADMYFIC0 wrote:

Thanks for sharing this. This worked for me as well 5K (no PG). 


Congratulations!  Did you ask for $5k or did you ask for me and $5k is what is came back with?


I asked for $50K, but was asked to provide PG.  So I guess the max without PG is 5K. 


There's a CLI link under the displayed credit limit, so I'm hoping for an increase in a couple of months, although I'm likely to call in for that and not use the online link.


Thanks. I tried setting up for an online access, but was told to wait for a letter. 

I just realized I have the Menards/Contractor @45K with no PG (also issued by Capitalone Trade Credit); a few times, requested for an additional 5K, but they want PG. I just ignored it. 

Message 11 of 44
alexgold9393
New Contributor

Re: Wayfair Business Revolving Card No PG

I just tried it, looks like the only way to waive the PG requirement is to be in business for more than 3 years. I'll need to wait 3 more months. 

 

Thanks for the info


Open Accounts:


Message 12 of 44
TMDSCT
Regular Contributor

Re: Wayfair Business Revolving Card No PG


@alexgold9393 wrote:

I just tried it, looks like the only way to waive the PG requirement is to be in business for more than 3 years. I'll need to wait 3 more months. 

 

Thanks for the info


I know others have had an issue with the browser they used not being able to select the PG option, if that's not your issue, then best of luck in 3 months.

Message 13 of 44
AzCreditGuy
Valued Contributor

Re: Wayfair Business Revolving Card No PG


@AzCreditGuy wrote:

I just applied and got a "we are reviewing your application to determine if additional information is required and will be in touch. To help us continue the review process, we ask that you provide some additional information below."

 

Should have known with Cap 1 lol


Update...I dont know what they are doing to my none PG app but on 03/28/23 Duns sends out an email I have a business inquiry not credit inquiry and today I get a notice from Nav Business credit inquiry on Experian.....

 

Again go figure with Cap 1

Message 14 of 44
cashorcharge
Community Leader
Super Contributor

Re: Wayfair Business Revolving Card No PG

I attempted to submit the app for the 60day Account and asked for $10K.  It would not let me proceed as a Sole Prop without entering the PG info and stated PG was "required" for all Sole Prop's 

 

Those of you that have been approved...are you a SP or LLC?  Perhaps I shouldn't have asked for $10K.  I wasn't able to proceed..

Message 15 of 44
TMDSCT
Regular Contributor

Re: Wayfair Business Revolving Card No PG


@cashorcharge wrote:

I attempted to submit the app for the 60day Account and asked for $10K.  It would not let me proceed as a Sole Prop without entering the PG info and stated PG was "required" for all Sole Prop's 

 

Those of you that have been approved...are you a SP or LLC?  Perhaps I shouldn't have asked for $10K.  I wasn't able to proceed..


I submitted the application for the revolving credit card for my 7 year old LLC

Message 16 of 44
TMDSCT
Regular Contributor

Re: Wayfair Business Revolving Card No PG


@AzCreditGuy wrote:

@AzCreditGuy wrote:

I just applied and got a "we are reviewing your application to determine if additional information is required and will be in touch. To help us continue the review process, we ask that you provide some additional information below."

 

Should have known with Cap 1 lol


Update...I dont know what they are doing to my none PG app but on 03/28/23 Duns sends out an email I have a business inquiry not credit inquiry and today I get a notice from Nav Business credit inquiry on Experian.....

 

Again go figure with Cap 1


I received a notice of an Experian business inquiry only.

Message 17 of 44
AzCreditGuy
Valued Contributor

Re: Wayfair Business Revolving Card No PG

Another update, just got an email about Duns credit inquiry today....Hmmm this process is a joke as they could have did a credit inquiry when they already did a business inquiry on my Duns a few days ago...

Message 18 of 44
TMDSCT
Regular Contributor

Re: Wayfair Business Revolving Card No PG


@AzCreditGuy wrote:

Another update, just got an email about Duns credit inquiry today....Hmmm this process is a joke as they could have did a credit inquiry when they already did a business inquiry on my Duns a few days ago...


Really sorry you're having so much trouble.

Message 19 of 44
AzCreditGuy
Valued Contributor

Re: Wayfair Business Revolving Card No PG


@TMDSCT wrote:

@AzCreditGuy wrote:

Another update, just got an email about Duns credit inquiry today....Hmmm this process is a joke as they could have did a credit inquiry when they already did a business inquiry on my Duns a few days ago...


Really sorry you're having so much trouble.


Its what I would expect from Cap 1, and they prob are doing this because I said no to PG. But its interesting how others have a quicker approval than me?

Message 20 of 44
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