I recall reading last year about a member that opened a business account with WF and in the process was notified they were preapproved for a CC and a BLOC as they perform a personal EX SP during the account opening. Wells Fargo uses F9 for credit cards. My F9 is 832. The banker told me I was preapproved for the CC with a $20K SL. I was not offered a BLOC. Accepted during the process and no EX HP was performed. Not sure if they pulled EX BIZ at the same time. Admittedly, I was skeptical that it could be that easy....sure enough!
@cashorcharge wrote:I recall reading last year about a member that opened a business account with WF and in the process was notified they were preapproved for a CC and a BLOC as they perform a personal EX SP during the account opening. Wells Fargo uses F9 for credit cards. My F9 is 832. The banker told me I was preapproved for the CC with a $20K SL. I was not offered a BLOC. Accepted during the process and no EX HP was performed. Not sure if they pulled EX BIZ at the same time. Admittedly, I was skeptical that it could be that easy....sure enough!
Congrats buddy 🥳 🍾
I think the common theme is doing the application in-branch, especially if you have a biz deposit account. I can't recall if there was a SUB for the biz deposit account or not recently. But, $20K is awesome! 🤩 I'm surprised that the BLOC was not offered 🤔, then again WF biz can be a mystery sometimes.
Do you currently bank with WF and/or was the biz deposit account new?
@FinStar wrote:
@cashorcharge wrote:I recall reading last year about a member that opened a business account with WF and in the process was notified they were preapproved for a CC and a BLOC as they perform a personal EX SP during the account opening. Wells Fargo uses F9 for credit cards. My F9 is 832. The banker told me I was preapproved for the CC with a $20K SL. I was not offered a BLOC. Accepted during the process and no EX HP was performed. Not sure if they pulled EX BIZ at the same time. Admittedly, I was skeptical that it could be that easy....sure enough!
Congrats buddy 🥳 🍾
I think the common theme is doing the application in-branch, especially if you have a biz deposit account. I can't recall if there was a SUB for the biz deposit account or not recently. But, $20K is awesome! 🤩 I'm surprised that the BLOC was not offered 🤔, then again WF biz can be a mystery sometimes.
Do you currently bank with WF and/or was the biz deposit account new?
Thanks @FinStar
I had been watching though haven't seen a Biz Account SUB recently. Plenty of offers from Chase and even some from BofA but nothing from WF. The CC does have an easily attainable SUB so there's that....
Yes, been a WF client for a long time and this Biz account was new and done in branch. Not that I'm certain, but I am also one those clients that still has their PLOC product...had it for an equally long time and I'm sure you remember all the..."it's going away" and then "we've decided it was the right thing to do now allowing you to keep it" last year, so perhaps they didn't offer that since I have a similar product on the personal side. This takes my total available credit with WF over $125,000 so I wasn't too upset. 
That is awesome! Congrats on the approval and big fat starting line. 
Thank you for sharing the information and back story, as well. Good luck!