What is correct way to answer income questions on CC apps?

[LowAPRsMoreRewards]

Should total annual income and annual business revenue on applications correspond to what was just filed for 2019 taxes, and therefore easily proven, the smaller amount I expect I will have earned this year (should I include non-taxable income like PPP loan, and refer to it as non-taxable income? I normally don't have non-taxable income), or what I expect to make going forward (I have started getting work again)? Normally these would be more similar...  Complicated by entirely Self-Employment last year, main client hiring on as employee this year, but still some other 1099, and PUA/PPP money...

(Specifically for Citi Biz)

[FinStar]

Just to confirm placement on your question, this is in reference to a business application, correct?

[LowAPRsMoreRewards]

It is both in general for biz & personal cards, but specifically I am interested in a Citi AAdvantage biz card.  Applying as sole prop, w/mixed W-2 & 1099 income under my name.

Thanks

[FinStar]

@LowAPRsMoreRewards - Since your question pertains primarily to the Citi AAdvantage Business application, I have moved your thread to the appropriate Business Credit section of the forums for better exposure.

[Anonymous]

To be safe, I would just put down the number that matches your 2019 filing, just in case they do want that info. Thye didn't request mine and I don't recall anyone else reporting that they did either. Though I do have accounts already with them so that may have helped, who knows.