Better APR than the personal card. I will not app yet, as I do not want to app for just one card.
Good luck everyone! It looks like your approval is all based on your personal credit Experian file.
bizcredit11
@bizcredit11 wrote:Better APR than the personal card. I will not app yet, as I do not want to app for just one card.
Good luck everyone! It looks like your approval is all based on your personal credit Experian file.
.
bizcredit11
Prequalify is always a great feature.
Though the one thing I did notice was the 3-4 posts on the personal CC forum it seemed everyone was getting 'your benefits could be $15000'.
They did report different APR offers though.
I'd like to see some approvals instead of folks just testing the system and see if they honor those numbers.
In my case when I used the personal preqal it gave me $15000 and a midrange APR.
But when I had cold apped the bz CC an hour or so earlier I was instantly approved for $7100.
The prequal was a soft pull....the cold app a hard pull...same CRA but two different products.
Great info though !!
@jaxstraw wrote:
@bizcredit11 wrote:Better APR than the personal card. I will not app yet, as I do not want to app for just one card.
Good luck everyone! It looks like your approval is all based on your personal credit Experian file.
bizcredit11
Prequalify is always a great feature.
Though the one thing I did notice was the 3-4 posts on the personal CC forum it seemed everyone was getting 'your benefits could be $15000'.
They did report different APR offers though.
I'd like to see some approvals instead of folks just testing the system and see if they honor those numbers.
In my case when I used the personal preqal it gave me $15000 and a midrange APR.
But when I had cold apped the bz CC an hour or so earlier I was instantly approved for $7100.
The prequal was a soft pull....the cold app a hard pull...same CRA but two different products.
Great info though !!
@jaxstraw when I ran the prequal on personal card early last month it came back with 15k @18.24%. Like you, I chose the business version. Applied May 26 and got the 2-4week notice. Next day the 10-14 day review email. I finally received letter on Thursday requesting "TWO FORMS OF PHYSICAL ADDRESS VERIFICATION(BUS LICENSE, ARTICLES OF INC)." I faxed over BRC & EIN docs that afternoon. Called yesterday to confirm receipt and the Rep said faxed docs speed along the process. I estimated 20k annual spend on the application so really not expecting more than 5k SL but hope to get the 15.24% APR.
There were quite a bit approvals also
@Thermionic_E wrote:Do they report to personal or function like an Amex card?
No they do not report to personal.
They do report to at least EX and D&B
For the DW last year, they pulled both Biz and Personal EX.