business credit card CLI inquiry

Anonymous · ‎02-10-2015

If you request a credit limit increase on a business cc, is there an inquiry of personal , business credit report or both?

Thanks

Anonymous · ‎02-11-2015

Generally speaking if the account has a PG, it will be based off of your personal(And possibly both business/personal may be factored). If it is non PG, then just business.

Creditaddict · ‎02-11-2015

Which credit card?

Anonymous · ‎02-11-2015

I have Boa cash rewards for business and chase ink cash.. And just applied for a amex simply cash. I was hoping to grow limits over a years time w/o taking hits to personal credit

Creditaddict · ‎02-11-2015

@Anonymous wrote:
I have Boa cash rewards for business and chase ink cash.. And just applied for a amex simply cash. I was hoping to grow limits over a years time w/o taking hits to personal credit

Amex will be SP and first one possible at 61 days.

BofA and Chase will be HP if requested by you.

vladrad · ‎02-15-2015

@Anonymous wrote:
Generally speaking if the account has a PG, it will be based off of your personal(And possibly both business/personal may be factored). If it is non PG, then just business.

What is PG?

Citi "Diamond Preferred" (1k), Bank of America (12k), Capital One - secured (0.7k), AMEX Green - (5k), Chase Freedom (4.5k), Chase Slate (3.2k), Discover (3,75k), Chase Explorer (19k), Oldnavy (2.2k), Chase Amazon (3k), Orbitz Rewards (8k), Citi Double Cash (10,4k),

Anonymous · ‎02-15-2015

@vladrad wrote:

@Anonymous wrote:
Generally speaking if the account has a PG, it will be based off of your personal(And possibly both business/personal may be factored). If it is non PG, then just business.
What is PG?

Personal Guarantee