No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I am going to be opening a business bank account soon after running my small business transactions out of my personal accounts last two years. I have two employees (who I have paid by cash for the last year) who will want to be paid direct deposit if possible. Can I do this with a business checking account or is that only if I set up with a payroll company?
I don't want to employ a payroll company but I do distribute 1099s at year end and pay my own business taxes.
I've never done this, but you can set up a direct deposit account via your bank. Check with the bank you run payroll out of. I know ours was always asking us to go with them, but I don't know how they'd do it. I use a payroll company now though. If you use software like Quickbooks, you can run it out of that too.
You can definitely do it through Quick Books if you use their software.