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$13k SL Citi Double Cash, not approved for anything else?

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Regular Contributor

Re: $13k SL Citi Double Cash, not approved for anything else?

Like others suggested, get a real FICO report. Unlikely that citi didn't pull any reports. In my case for my 2nd Citi card, I think they pulled Experian and I thought that was it but a day later Equifax saw a ding too. Well worth the new card but just better that you're aware of what's being pulled.







Next App in: Late Oct 2019

Torch bearer of the Bucketeers' Society. Shamefully carrying a bucketed Cap One QS1 with AF & zero chance of a PC.
Message 11 of 13
New Member

Re: $13k SL Citi Double Cash, not approved for anything else?

Thanks for all the replies guys! Just got my letters in the mail from the other card companies, and both were denied solely for too many inquiries(Hadnt pulled credit in years before going on this spree). Assuming that means seeing the first pull, Citi, caused them to just deny me for being hungry for lines of credit?

Not sure if I should reach out to them for reconsideration.
Message 12 of 13
Valued Member

Re: $13k SL Citi Double Cash, not approved for anything else?

That's a staggeringly high CL for someone that has almost no credit! It must've been the annual income that did it, however I saw someone say on here that usually that isn't taken that heavily into consideration. I'm jealous of your high limit Smiley LOL





Message 13 of 13