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850 FICO score and still not preapproved

SouthJamaica
Mega Contributor

Re: 850 FICO score and still not preapproved


@Meanmchine wrote:

Currently I have a checking and savings with Wells Fargo

Also Im 1/12 5/24 with 1 EX inq

 

Checked my free Fico score

 

Screenshot 2023-01-23 at 21-39-15 FICO® Score.png

My very first 850 score ( not counting Fico 900 models )

 

I then checked my preapprovals and got this

 

Screenshot 2023-01-23 at 21-42-23 Find Your Credit Card Offer Wells Fargo.png

 

I guess theres no Autograph card for me in the foreseeable future

 

 

 


If I waited for a preapproval before applying I wouldn't have many cards.


Total revolving limits 741200 (625200 reporting) FICO 8: EQ 704 TU 713 EX 684

Message 11 of 13
Meanmchine
Super Contributor

Re: 850 FICO score and still not preapproved


@SouthJamaica wrote:

@Meanmchine wrote:

Currently I have a checking and savings with Wells Fargo

Also Im 1/12 5/24 with 1 EX inq

 

Checked my free Fico score

 

Screenshot 2023-01-23 at 21-39-15 FICO® Score.png

My very first 850 score ( not counting Fico 900 models )

 

I then checked my preapprovals and got this

 

Screenshot 2023-01-23 at 21-42-23 Find Your Credit Card Offer Wells Fargo.png

 

I guess theres no Autograph card for me in the foreseeable future

 

 

 


If I waited for a preapproval before applying I wouldn't have many cards.


Citibank wont preapprove me either but I believe that is for other reasons

Their Custom Cash card is on my very short list for my next app




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>1/2023 F8 & F9 839-850


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 12 of 13
CYBERSAM
Senior Contributor

Re: 850 FICO score and still not preapproved


@Meanmchine wrote:

@SouthJamaica wrote:

If I waited for a preapproval before applying I wouldn't have many cards.


Citibank wont preapprove me either but I believe that is for other reasons

Their Custom Cash card is on my very short list for my next app


We are hyping you out for an app spree! But don't lol

 

I never got any Chase prequal or mailer till last year that I cold apped Amazon. Now getting plenty of mailers from Chase.

With WF I got declined for Propel when it came out for having too many inqs. Now getting mailers from them all the time.

I believe you have to get on their radar somehow before getting approvals.







              
Message 13 of 13
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