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AMEX CLI Button Missing?

frenzied
New Member

Re: AmEx BCP CLI option not available on website

Thank you @FinStar , I didn't realize it was called a Luv button so I missed this.

Message 121 of 144
TRC_WA
Senior Contributor

Re: AMEX CLI Button Missing?


@OmarGB9 wrote:

@Raisondetre wrote:

"You are not eligible to request a Credit Limit increase on this account because you recently opened an account with us."

 

It's been a few days past 61. Guess I'm one of the unlucky ones. 🤷‍♀️


Sorry to hear. Seems they very well maybe be transitioning out of the 61 day 3x CLI and maybe it's now 91 days at the earliest.


Thanks for the info.

 

I never got a CLI on my old Delta card ($1k limit) that I closed in Jan 2017...  I just opened another this week only this time they gave me a $10k limit... so I'm not nearly as worried about a CLI as I was with the previous account.

 

Still... will keep this thread in mind and check and post back when I go for a CLI... which will be at least day 91 I think.  Smiley LOL

FICO 8 @ BK13 discharge: 3-22-22 | FICO 8 per myFICO as of: 6-24-22
EQ: 638/679 | TU: 631/654 | EX: 641/673
Hard INQs last 12 months: EQ: 4 | TU: 5 | EX: 8
Kohl's $700 WF Platinum $1000 WF Reflect $6000 Verizon Visa $4000 Ollo MC $1500 Mission Lane Visa $850 Petal 1 Visa $2900
Credit One Wander $1700 Upgrade Visa $2000 PenFed Gold Visa $2500 Amex Delta Gold $10,000 Care Credit $8000
Total CL: $41,150 --- Total CC UTI: 5% --- AAoA: 10.5 years --- Income: $100k
$56k @ 4.81% Capital One auto loan (2022 Dodge Challenger R/T Scat Pack Shaker Widebody - 6.4L 485 HP) 3-29-22
Gardening since: 6-8-22
Message 122 of 144
Aramos
New Contributor

Re: AMEX CLI Button Missing?

Just used the link in this thread on my Amex Delta Plat. Went from $8,700 to $26,100. Thanks for the link since I had been waiting to request for the past 61 days.

Message 123 of 144
difringe
Frequent Contributor

Re: AMEX CLI Button Missing?


@simplynoir wrote:

So, I believe it's there but the way I had to get to it was a work around. Pretty sure this is a website issue because the link that is usually there is not but it is for the old version of their website which I saved. Here is a direct link to it; make sure you have the card you want or change it. I have it in my Gold card as default and it originally said I wasn't eligible til I changed it to BCE when testing it. This is all on mobile so no clue how it differs from website on desktop

 

https://global.americanexpress.com/lending/line-increase/request?request_type=authreg_LineOfCredit&F...

 

Screenshot_20211102-152415_Chrome.jpg


thankfully, this still seems to be working for now

Message 124 of 144
Aspireto850
Established Contributor

Re: AMEX CLI Button Missing?

@simplynoir You're the best. Followed the link and it brought me to my Platinum acct which of course is not Eli me. But as soon as I click my BCP icon, it immediately opened to the CLI page. Now I'm nervous to submit for fear of declination and having to wait 6 mos until I can submit again! AND I don't want to deal with a POI situation. While I can substantiate my salary it's a hassle to do that with Amex. Been through it before about 6 years ago and they were a painThe butt!!
😬😬😬. 🤞🏼🤞🏼🤞🏼









Message 125 of 144
Aspireto850
Established Contributor

Re: Amex credit limit increase button

@FinStar 

 

Hi, do you know the max credit limit allowed on Amex revolvers? Does it vary by product? Contemplating the ❤️ Button and planning out my strategy! Thanks 









Message 126 of 144
FinStar
Moderator

Re: Amex credit limit increase button


@Aspireto850 wrote:

@FinStar 

 

Hi, do you know the max credit limit allowed on Amex revolvers? Does it vary by product? Contemplating the ❤️ Button and planning out my strategy! Thanks 


Hi @Aspireto850 - it is not product-specific but rather profile-specific and in a variety of cases they may request IV/POI for CLs > $100K on a single CC. Revolving CLs on a single card (biz and/or personal) can be had for >$100K or ~$500K on multiple revolvers (biz and/or personal).

Message 127 of 144
collics
Established Contributor

Re: Amex credit limit increase button

Is it no longer 61 days for CLI req for Amex?

Had the Delta Gold since Apr 7 and link is saying account recently opened.

BK 7 Discharged May 2014. Last App: Apr 25 2022
Newest to Oldest:

FICO8s Dec 2019

FICO8s June 16 2022
Message 128 of 144
NYC_Fella
Frequent Contributor

Re: Amex credit limit increase button


@collics wrote:

Is it no longer 61 days for CLI req for Amex?

Had the Delta Gold since Apr 7 and link is saying account recently opened.


It seems variable now. I kept getting the same message and was finally told it was now 180 days for some accounts.

Message 129 of 144
collics
Established Contributor

Re: Amex credit limit increase button


@NYC_Fella wrote:

@collics wrote:

Is it no longer 61 days for CLI req for Amex?

Had the Delta Gold since Apr 7 and link is saying account recently opened.


It seems variable now. I kept getting the same message and was finally told it was now 180 days for some accounts.


Oh wow. Thanks. Guess I'll keep waiting. 

BK 7 Discharged May 2014. Last App: Apr 25 2022
Newest to Oldest:

FICO8s Dec 2019

FICO8s June 16 2022
Message 130 of 144
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