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Hello all first time poster here, I have been a lurker for a while now.
Today I asked for a cli on my Amex cash magnet card for 3x my limit and was approved. I have been looking at getting a travel card and see I am pre approved for the Amex Gold, is it allowed for me to apply the same day for a new card as I got a CLI on an existing card?
Sorry if these are silly questions, but also if acceptable to apply will this be a softpull on my credit since I am already an Amex member?
Thank you for your time and responses!
I think you should be fine on the application after a CLI (others may correct me if I'm wrong), but the HP vs SP can vary. *Usually* it will be a SP, but there have been reports of sometimes an HP being done.
Thank you for your response and feedback.
Congrats on your Amex Cash Magnet card CLI . . . welcome to the forum!!!
I just recently applied and received a 3x CLI. I then applied and received a new card a week later. Both were SPs.
@Titans84 Congrats on your AmEx CLI . . . I look forward to pulling the luv botton on 5/24/2021 . . . hoping for the same 3x CL.
@babygirl1256 wrote:@Titans84 Congrats on your AmEx CLI . . . I look forward to pulling the luv botton on 5/24/2021 . . . hoping for the same 3x CL.
@babygirl1256 Thanks. Good luck on the upcoming 3x CLI!
@OmarGB9 wrote:I think you should be fine on the application after a CLI (others may correct me if I'm wrong), but the HP vs SP can vary. *Usually* it will be a SP, but there have been reports of sometimes an HP being done.
Correct. I can confirm that they can and do sometimes hard pull even if you're an existing cardholder with a clean profile.