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AMEX CLI and application for different card same day?

Pieper88
New Member

AMEX CLI and application for different card same day?

Hello all first time poster here, I have been a lurker for a while now.

Today I asked for a cli on my Amex cash magnet card for 3x my limit and was approved. I have been looking at getting a travel card and see I am pre approved for the Amex Gold, is it allowed for me to apply the same day for a new card as I got a CLI on an existing card?

 

Sorry if these are silly questions, but also if acceptable to apply will this be a softpull on my credit since I am already an Amex member? 

 

Thank you for your time and responses!

Message 1 of 8
7 REPLIES 7
OmarGB9
Community Leader
Super Contributor

Re: AMEX CLI and application for different card same day?

I think you should be fine on the application after a CLI (others may correct me if I'm wrong), but the HP vs SP can vary. *Usually* it will be a SP, but there have been reports of sometimes an HP being done.


Last App: 05/30/2021
Capital One Auto Refinance Loan

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 8
Pieper88
New Member

Re: AMEX CLI and application for different card same day?

Thank you for your response and feedback.

Message 3 of 8
babygirl1256
Valued Contributor

Re: AMEX CLI and application for different card same day?

Congrats on your Amex Cash Magnet card CLI . . . welcome to the forum!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 4 of 8
Titans84
Regular Contributor

Re: AMEX CLI and application for different card same day?

I just recently applied and received a 3x CLI. I then applied and received a new card a week later. Both were SPs.

Current FICO 8:




Message 5 of 8
babygirl1256
Valued Contributor

Re: AMEX CLI and application for different card same day?

@Titans84 Congrats on your AmEx CLI . . . I look forward to pulling the luv botton on 5/24/2021 . . . hoping for the same 3x CL.Smiley Happy

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 6 of 8
Titans84
Regular Contributor

Re: AMEX CLI and application for different card same day?


@babygirl1256 wrote:

@Titans84 Congrats on your AmEx CLI . . . I look forward to pulling the luv botton on 5/24/2021 . . . hoping for the same 3x CL.Smiley Happy


@babygirl1256 Thanks. Good luck on the upcoming 3x CLI!

Current FICO 8:




Message 7 of 8
coldfusion
Community Leader
Super Contributor

Re: AMEX CLI and application for different card same day?


@OmarGB9 wrote:

I think you should be fine on the application after a CLI (others may correct me if I'm wrong), but the HP vs SP can vary. *Usually* it will be a SP, but there have been reports of sometimes an HP being done.


Correct.  I can confirm that they can and do sometimes hard pull even if you're an existing cardholder with a clean profile.



(4/2021)
FICO 8 (EX) 815 (TU) 822 (EQ) 808
FICO 9 (EX) 827 (TU) 826 (EQ) 832

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
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