No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@JR_TX wrote:If you don't mind 1 EX hp then I'd say give it a go! It's probably your Delta membership that got/will get you in Amex via that mailer. Unless something significant changed in your EX CR recently then I think you're in with them. It's your call and do keep us posted.
I applied after weighing my options. I can afford the inquiry as I have not applied for credit in some time. The application is in progress. They actually pulled my EQ and TU. I read that they do that for borderline applicants. I called in to see if they needed anything else and was told that a "special team" is almost done review the application and that I should receive a call soon with verification questions and their decision. I will just wait it out. I went into this without high expectations. At the very least, I am happy it wasn't a flat out denial. It shows me that if denied, I will be in a better position once I raise my scores a bit more. I will update you guys once I hear back from them. ::fingers crossed::
@Anonymous wrote:
@JR_TX wrote:If you don't mind 1 EX hp then I'd say give it a go! It's probably your Delta membership that got/will get you in Amex via that mailer. Unless something significant changed in your EX CR recently then I think you're in with them. It's your call and do keep us posted.
I applied after weighing my options. I can afford the inquiry as I have not applied for credit in some time. The application is in progress. They actually pulled my EQ and TU. I read that they do that for borderline applicants. I called in to see if they needed anything else and was told that a "special team" is almost done review the application and that I should receive a call soon with verification questions and their decision. I will just wait it out. I went into this without high expectations. At the very least, I am happy it wasn't a flat out denial. It shows me that if denied, I will be in a better position once I raise my scores a bit more. I will update you guys once I hear back from them. ::fingers crossed::
Sorry to hear that. Although I do believe your scores are too low for the card. But best of luck! Let us know what happens!