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AMEX Platinum ... You are pre-approved! PLEASE ADVISE!!!

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New Contributor

AMEX Platinum ... You are pre-approved! PLEASE ADVISE!!!

FINALLY!!!  I can't believe it finally happened.  I have been calling AMEX and checking online to see I was pre-approved for the Platinum, but was told by AMEX that it would take 12-months to be approved after having been approved for the AMEX Gold; however, it was six-months and one-day between being approved for the Gold and being pre-approved for the Platinum (and am now pre-approved for the Green, but I was merely checking to see if that too was approved even though I'm not applying for the Green card).  I'm now pre-approved for all cards after 5.75 years post-BK.

 

Question:  The current online offer in only 60, 000 MR points.  How long does one typically have to wait to get in the mail the offer I see others getting for 75,000 or even 100,000 MR points?  I don't think I can wait more than a couple weeks as I really, really want the lounge access due to weekly business travel.


BK7 DC: 6/2014 (Chase, WF, and BofA were IIB) No late payments or baddies since BK7. Rotating AZEO with ≤1% util on one card.
GOAL: Gardening until January 2022 when I'll apply for a legacy bank card with Citi, WF, BofA, or Chase.
Amex Platinum & Gold || Discover $24.5K (0%) || Barclays JetBlue Plus $15K (≤1%) || Capital One Venture $12K (0%) || Apple GS $10K (0%) ||
TCL: $61.5K [Primary--not an AU--on all lines]
7 HPs as of October 26, 2020:
EQ: 11/29/19
TU: 10/15/19, 8/27/20
EX: 8/26/19, 8/26/19, 9/13/19, 3/18/20


Message 1 of 18
17 REPLIES 17
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Valued Contributor

Re: AMEX Platinum ... You are pre-approved! PLEASE ADVISE!!!

If you seen a solid apr on your pre-approval in the rates and fees section, your profile supports it and you don't mind the hefty AF, than go for it. Good luck on your application 🤞





My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 2 of 18
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Valued Contributor

Re: AMEX Platinum ... You are pre-approved! PLEASE ADVISE!!!


@NotDavidLindhagen wrote:

Question:  The current online offer in only 60, 000 MR points.  How long does one typically have to wait to get in the mail the offer I see others getting for 75,000 or even 100,000 MR points?  I don't think I can wait more than a couple weeks as I really, really want the lounge access due to weekly business travel.


I can't say for certain but I would imagine they won't be offering a high sub for a while to encourage folks to get the Delta cards. 



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 3 of 18
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Community Leader
Super Contributor

Re: AMEX Platinum ... You are pre-approved! PLEASE ADVISE!!!

Fire up a browser in incognito mode and troll cardmatch.com to see if you can pull up an incognito enhanced offer. 



(10/2020)
FICO 8 (EX) 810 (TU) 805 (EQ) 794
FICO 9 (EX) 835 (TU) 822 (EQ) 828

$1M+ club

Artist formerly known as ColdFusion
Message 4 of 18
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New Contributor

Re: AMEX Platinum ... You are pre-approved! PLEASE ADVISE!!!

Cardmatch.com doesn't work for me as I always get a blank white screen when I apply even incognito from different websites.  I've even email the company and they can't figure out why.  Massachusets may have 


BK7 DC: 6/2014 (Chase, WF, and BofA were IIB) No late payments or baddies since BK7. Rotating AZEO with ≤1% util on one card.
GOAL: Gardening until January 2022 when I'll apply for a legacy bank card with Citi, WF, BofA, or Chase.
Amex Platinum & Gold || Discover $24.5K (0%) || Barclays JetBlue Plus $15K (≤1%) || Capital One Venture $12K (0%) || Apple GS $10K (0%) ||
TCL: $61.5K [Primary--not an AU--on all lines]
7 HPs as of October 26, 2020:
EQ: 11/29/19
TU: 10/15/19, 8/27/20
EX: 8/26/19, 8/26/19, 9/13/19, 3/18/20


Message 5 of 18
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New Contributor

Re: AMEX Platinum ... You are pre-approved! PLEASE ADVISE!!!

I went into a Chase branch to see if opening an account with the branch manager would help my chances for getting approved for a Freedom, and not surprisingly was told yes with no gaurantees.  I'm thinking of waiting on applying for the AMEX Platinum until I get approved for the Chase Freedom card, and then I'll submit for the AMEX Platinum and celebrate by closing the Credit One account. 

 

I also upgrade email yesterday by Capital One going from the Venture One card (not Venture Rewards) to the World Mastercard, but I don't yet know the details of the upgrade as the customer service reps weren't really able to tell me much about it.  I know it comes with an AF if I actually accept the upgrade offer.


BK7 DC: 6/2014 (Chase, WF, and BofA were IIB) No late payments or baddies since BK7. Rotating AZEO with ≤1% util on one card.
GOAL: Gardening until January 2022 when I'll apply for a legacy bank card with Citi, WF, BofA, or Chase.
Amex Platinum & Gold || Discover $24.5K (0%) || Barclays JetBlue Plus $15K (≤1%) || Capital One Venture $12K (0%) || Apple GS $10K (0%) ||
TCL: $61.5K [Primary--not an AU--on all lines]
7 HPs as of October 26, 2020:
EQ: 11/29/19
TU: 10/15/19, 8/27/20
EX: 8/26/19, 8/26/19, 9/13/19, 3/18/20


Message 6 of 18
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Epic Contributor

Re: AMEX Platinum ... You are pre-approved! PLEASE ADVISE!!!

I was going to say Incognito mode, but cf beat Me to itSmiley Very Happy

Good luck on your approval!

Message 7 of 18
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Senior Contributor

Re: AMEX Platinum ... You are pre-approved! PLEASE ADVISE!!!

Personally I would wait for the larger SUB, as the 60K offer can often be gotten on teh Gold. So the Plat should have higher goal expectation, especially with the higher AF. 

 

Patience is a thing, and it can often work out in your favor.






Message 8 of 18
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New Member

Re: AMEX Platinum ... You are pre-approved! PLEASE ADVISE!!!

I was approved for the Platinum with the 75k offer 2 days ago. The offer is out there currently.

Message 9 of 18
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Regular Contributor

Re: AMEX Platinum ... You are pre-approved! PLEASE ADVISE!!!

 

BAM!!!!!!!!!    Welcome to my life!!!     I was just over 5yrs after Chpt 13 discharged before AMEX gave me love with the Everyday Blue Preferred.   Months later no CLI. I've tried my 3-4 times so far.....Nothing!     Started me with $1000.   Just know they will bring up your BK when applying for a CLI and will deny because of it if you decide to jump on a credit card.  Yes they let you in but they don't give you the pleasure of increasing your CL.   

 

After about 1 year after getting the Blue card I finally got pre approved for all their cards.  Hell I jumped all over them....Green Gold and Plat and the Blue Cash card!  lol   All in a 1 1/2 week time span at that.  Blue Cash they gave me $2k.  Still no CLI on my Blue Preferred.   Nov 2020 my BK drops off.    So CONGRATS on getting in!!!

Message 10 of 18
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