AMEX Pre-Qualified offers

[Anonymous]

I tried searching first, but saw mixed answers. 

When I go to the AMEX pre-qualify page, this is what I get.

https://ibb.co/hRWc6YY 

https://ibb.co/MMDfc3b 

Is this pretty much an approval? I'm nervous to hit the apply button and get denied. 

As always, thank you!

[Sandman771]

I didn't see any image there. Try posting them via photos instead of a link? 

[Remedios]

@Anonymous  I've removed links since they contain identifiable information.

Feel free to repost without personal info 

[Anonymous]

Thank you for letting me know! I don't see an option to post a photo. 

The first screenshot, I get a message that says:

"NAME, check out this pre-qualified offer!

Even better, the Card you've matched with has exceptional perks so don't wait."

When I click on Apply, it says:

"Get a decision in as little as 30 seconds"

[Anonymous]

@Remedios Thanks and sorry about that! I think I fixed it.

[Remedios]

Don't be sorry, been there, done that. 

[Sandman771]

It was weird, I went to AMEX site (snuck in like I was trespassing lol) and got the usual we couldn't find any pre-screened offers for you at this time message. I then went up top to the other tab that says all cards. I scrolled down and the bonvoy ones had special offer banners next to them. But I know better than to click on that trick.  The banner says this offer may not be availible if you navigate away from this page. 

[Remedios]

You have a pre-qualification, so that means you meet the basic criteria.

Think of it as glancing as someone and going "Not bad" 

Pre-approval is more of "Hey, you wanna go out?" 

So, it's not a done deal, but it's a start. 

Maybe if you tell us a bit more about your profile, some educated guesses could be made, like your EX 8 score, any negatives, your other cards, their limits and current balances.

You cannot post images yet as a new member, but if you continue participating, it won't be too long 

[Anonymous]

@Remedios sure!

My Fico8 with EX is 676

39% UTIL

3 INQ

No Collections

9 Accounts, including 1 loan, I am AU on two accounts (edited from 15 because I realized the others were boosted accounts)

Last late payment on an account was Sept. 2019

[Sandman771]

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@Anonymous wrote:

@Remedios sure!

My Fico8 with EX is 676

39% UTIL

3 INQ

No Collections

15 Accounts, including 1 loan, I am AU on two accounts

Last late payment on an account was Sept. 2019

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based on that profile I personally think from reading this forum that the girl at the bar just winked at you