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AMEX US Based backdoor/recon number

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Jeffster1
Valued Contributor

Re: AMEX US Based backdoor/recon number


@Ramsport wrote:

I'm just going to put this out there.

How many posters on this forum can honestly say that they got away with using 'it was a computer glitch' as an excuse?

American Express prides itself on being prestigious I expected more out of this company. 

 


I agree. This experience has been the complete opposite of what I experienced with American Express when I first applied for a card in. 2004.

Their excuses ring hollow, especially when nobody in their offshore circus has any authority or initiative to help customers caught up in this madness. Amex's offshore "New App Team" is worse than the worst the DMV has to offer. 

FICO 8 (3/1/24) EX 805 EQ 824 TU 844
FICO 9 (2/17/24) EX 821 EQ 778TU 850
I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 9/23
American Express Gold | American Express Blue Cash Everyday 11K | American Express Blue Cash Preferred 10K I American Express Marriott Bonvoy Bevy 5K I American Express Hilton Honors Surpass 3K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Platinum Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 15K | NFCU CashRewards Visa 15K I Citi Best Buy Visa 10K I Macy’s Amex 1.5K I Bread Financial American Express 8K l AAA Daily Advantage Visa Signature 6K I Wells Fargo BILT World Elite MC 30K I BCU Cash Rewards Visa 8K I Chevron Techron Advantage Visa 2.5K I JCPenney Mastercard $6K I UCLA Wescom CU Rewards Visa 7K I
Message 21 of 22
Ramsport
Regular Contributor

Re: AMEX US Based backdoor/recon number

This is an update.

 

So American Express finally updated my internal FICO score albeit 40 days late. And per their customer service I should have been able to apply with no problem for a second product.

 

So I did. And just as I indicated it came back stating we've already declined to within the past 30 days.

The decline they're referring to is July 2nd.

That's the application that is stuck on in progress.

They've admit it stuck but until they unstick it I can't apply for anything else ever.

Message 22 of 22
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