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AMEX application after Amex charge-offs

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seattletravels
Valued Contributor

Re: AMEX application after Amex charge-offs

Sounds like you'll have a decision soon! Thanks for keeping us posted!



Last App: BECU 02-26-2020
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Message 31 of 37
Anonymous
Not applicable

Re: AMEX application after Amex charge-offs

Wondering if OP heard back 

Message 32 of 37
Anonymous
Not applicable

Re: AMEX application after Amex charge-offs


@Anonymous wrote:

Wondering if OP heard back 


Nope haven't heard back yet. The status for the other application for the Blue Cash Magnet card was also updated to canceled but I received the same letter in the mail to fill out the 4506-t form for income verification. I didn't fill it out since I had already submitted one for the BCE application. Last I spoke to AMEX a few days ago they said they received my completed 4506-t form and they were waiting on my tax transcripts from the IRS to make a decision. I'm hoping I get a decision this week.

Message 33 of 37
JeffMO
Regular Contributor

Re: AMEX application after Amex charge-offs

This has got my attention for sure, I'm waiting to see what happens, good luck!






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Message 34 of 37
Anonymous
Not applicable

Re: AMEX application after Amex charge-offs

Sheesh what a long process. This has my attention too. 

 

I had a charge off for $2600 back in 2005-2006 ish. Never paid them back but spoke with them last year about getting on the platform again ( even without paying back).

 

i May be testing it out... but won’t be until later in the year. 

Message 35 of 37
Anonymous
Not applicable

Re: AMEX application after Amex charge-offs


@Anonymous wrote:

Sheesh what a long process. This has my attention too. 

 

I had a charge off for $2600 back in 2005-2006 ish. Never paid them back but spoke with them last year about getting on the platform again ( even without paying back).

 

i May be testing it out... but won’t be until later in the year. 


Curious, but what did they have to say about you getting back on the platform and not paying them back?  Did you just talk to a CSR that basically said "go ahead and apply and see what happens" or was it an actual department that makes these decisions?

 

Just curious.  

Message 36 of 37
Anonymous
Not applicable

Re: AMEX application after Amex charge-offs

Both 

Message 37 of 37
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