AMEX everyday card

[Anonymous]

I already have bluecash with 30k limit . Applied for this got approved for 15 k however credit limit for blue cash was reduced to 15k immediately when checked online. Any idea why my limit on blue cash was reduced?

[pinkandgrey]

Amex sometimes reallocates money in order to approve another card. You might be close to your current maximum with them. 

[CreditInspired]

Hi OP and welcome.

It sounds like you have met your internal maximum credit limit with AmX and since they wanted to approve the everyday card, they just reallocated funds from the blue to the everyday.

[CreditInspired]

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@pinkandgrey wrote:

Amex sometimes reallocates money in order to approve another card. You might be close to your current maximum with them. 

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Wow, our answers are identical :-) and typed almost simultaneously. 

[pinkandgrey]

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@CreditInspired wrote:

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@pinkandgrey wrote:

Amex sometimes reallocates money in order to approve another card. You might be close to your current maximum with them. 

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Wow, our answers are identical :-) and typed almost simultaneously. 

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Great minds and all that 😂

[Anonymous]

thanks for the anwers. I had 30K limit on the bluecash with 5k balance . Can we ask for limit increase on the old card and get approved?

[Anonymous]

You can make requests with 180 days between CLIs. If your request would put you over what AmEx is comfortable extending, they’ll counter or deny.

[NRB525]

How long have you had the first AMEX?
Have you ever requested a CLI on that card? If so when?

[FlaDude]

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@Anonymous wrote:

I already have bluecash with 30k limit . Applied for this got approved for 15 k however credit limit for blue cash was reduced to 15k immediately when checked online. Any idea why my limit on blue cash was reduced?

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These numbers are close to mine, except they gave me $19.5 on the ED and reduced my Blue by $16k from 31k. The Blue is PIF with only small periodic charges over the last 6 months. The funny thing is I app'ed the Delta Gold card a couple of weeks later and they gave me $10k on that without taking it from any other cards. I have no idea what a CLI request will get you, but I'd be interested in hearing back if you try it.

[Anonymous]

its been 4 years that i had my first AMEX. There was a targeted CLI email this december which i accepted on bluecash ,taking the total limit to 30K.