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AOD Credit Union back door? UPDATE: Denied for AOD Visa

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Anonymous
Not applicable

AOD Credit Union back door? UPDATE: Denied for AOD Visa

Does anyone know how to become a member for AOD? I lost out on the chance for the IMBA donation.. Any help would be appreciated.

28 REPLIES 28
ptatohed
Valued Contributor

Re: AOD Credit Union back door?

What do you mean you lost out?  I still see the NABA listed.  

 

 

Capture.JPG

 

 

 

5% CB rotating: ;
Everyday 3% CB: ;
Everyday 5%: ;
Companion Card: ;
Everyday 2.2% CB: ;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo): ;
On my radar: ;
Still Waiting for an Invite: ;
No hope:
Message 2 of 29
Hex
Valued Contributor

Re: AOD Credit Union back door?

You have to at least temporarily join the bike club -donations are not enough you can quit the bike club once your AOD accounts are up and running. Donations don't make you a member. You need a membership to qualify for AOD. 

 

 

 

Message 3 of 29
Anonymous
Not applicable

Re: AOD Credit Union back door?


@ptatohed wrote:

What do you mean you lost out?  I still see the NABA listed.  

 

 

Capture.JPG


Can you post screen shot? It doesn't show on member eligibility for me ??

Message 4 of 29
Anonymous
Not applicable

Re: AOD Credit Union back door?

I see it. Thank you. Can I do $5 monthly for a month then as soon as my account is open cancel bike club?

Message 5 of 29
1GaDawg85
Valued Contributor

Re: AOD Credit Union back door?


@Anonymous wrote:

I see it. Thank you. Can I do $5 monthly for a month then as soon as my account is open cancel bike club?


Yes, you can! I would do a couple of months just to be on the safe side. 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 6 of 29
Anonymous
Not applicable

Re: AOD Credit Union back door?

Thank you! I did the $39 for the year to be safe. It's not auto renew so it's a win win. Thanks again!!

Message 7 of 29
1GaDawg85
Valued Contributor

Re: AOD Credit Union back door?


@Anonymous wrote:

Thank you! I did the $39 for the year to be safe. It's not auto renew so it's a win win. Thanks again!!


That is what I did when I joined AOD. Fairly straight-forward. 

 

Now when you apply for AOD, you will have to provide some documents to them for approval but if you are quick about it, they can get it done in a couple of days. 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 8 of 29
ptatohed
Valued Contributor

Re: AOD Credit Union back door?

I did only the $5 monthly and then cancelled.  Total cost $5.  Smiley Happy  

5% CB rotating: ;
Everyday 3% CB: ;
Everyday 5%: ;
Companion Card: ;
Everyday 2.2% CB: ;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo): ;
On my radar: ;
Still Waiting for an Invite: ;
No hope:
Message 9 of 29
KJinNC
Valued Contributor

Re: AOD Credit Union back door?

That bike club is probably so confused ...



FICO Resilience Index: 64. Cards: 5/24, 2/12, 2/6. Accounts including loans: 8/24, 4/12, 3/6. Card CLs total $213,900, or $240,400 including the AU card. Cards (oldest to newest)

Authorized user / Corporate / Auto loans / Personal loan
Message 10 of 29
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