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APP For Chase IHG Using Denied Marriott HP?

tag
Credit-hoarder
Valued Contributor

APP For Chase IHG Using Denied Marriott HP?

Wanting to knowQ  from anyone with multiple Chase app experience if this is possible. I was denied for the Marriott on the 25th b/c of the 5/24 policy even though my EQ was the best ti's been in a couple years at 695 and showing no baddies with only 6% UTIL. I've that the IHG doesn't fall under the 5/24 just yet and was thinking of app-ing for that since I already took a HP hit on EQ (along with a 6 pt. drop for the INQ)  but not 100% sure if they will use the same HP again. Anyone with double Chase app experience days apart please chime in---thanks.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 1 of 9
8 REPLIES 8
kdm31091
Super Contributor

Re: APP For Chase IHG Using Denied Marriott HP?


@Credit-hoarder wrote:

Wanting to knowQ  from anyone with multiple Chase app experience if this is possible. I was denied for the Marriott on the 25th b/c of the 5/24 policy even though my EQ was the best ti's been in a couple years at 695 and showing no baddies with only 6% UTIL. I've that the IHG doesn't fall under the 5/24 just yet and was thinking of app-ing for that since I already took a HP hit on EQ (along with a 6 pt. drop for the INQ)  but not 100% sure if they will use the same HP again. Anyone with double Chase app experience days apart please chime in---thanks.


Now that it's been several days, I can all but guarantee you it will be a new HP.

Message 2 of 9
B335is
Moderator Emeritus

Re: APP For Chase IHG Using Denied Marriott HP?


@kdm31091 wrote:

@Credit-hoarder wrote:

Wanting to knowQ  from anyone with multiple Chase app experience if this is possible. I was denied for the Marriott on the 25th b/c of the 5/24 policy even though my EQ was the best ti's been in a couple years at 695 and showing no baddies with only 6% UTIL. I've that the IHG doesn't fall under the 5/24 just yet and was thinking of app-ing for that since I already took a HP hit on EQ (along with a 6 pt. drop for the INQ)  but not 100% sure if they will use the same HP again. Anyone with double Chase app experience days apart please chime in---thanks.


Now that it's been several days, I can all but guarantee you it will be a new HP.


I agree.  Fully expect Chase to hard pull you again.

Message 3 of 9
Credit-hoarder
Valued Contributor

Re: APP For Chase IHG Using Denied Marriott HP?

Yeah--I was kinda figuring that too. I was going back and forth at the time of app between IHG and the Marriott---guess I should have picked IHG. Thanks for the input!

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 4 of 9
gibeon
Established Contributor

Re: APP For Chase IHG Using Denied Marriott HP?

I literally just did this. I got a second hard pull.

IHG was approved though!
23 Open Bank Cards / 7 Open Store Cards / TOO many inquires / Mid/High 600's
Message 5 of 9
Credit-hoarder
Valued Contributor

Re: APP For Chase IHG Using Denied Marriott HP?

@gibeon: Did you apply for a Marriott and then IHG? Also what limit did they give you on IHG and what's you EX and EQ like? Sorry about all the questions--just trying to get an idea if a 2nd Chase HP on EQ would be worth it.  EDIT: Nevermind---I just found your thread from the other day.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 6 of 9
RonM21
Valued Contributor

Re: APP For Chase IHG Using Denied Marriott HP?

I assume you are not willing to take the second HP, but I can't blame you there.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 9
gibeon
Established Contributor

Re: APP For Chase IHG Using Denied Marriott HP?

Yep, Marriott app (declined for 5/24) then IHG app. $2k approval, which is enough to do what I need until i merge limits around later this year.
23 Open Bank Cards / 7 Open Store Cards / TOO many inquires / Mid/High 600's
Message 8 of 9
Credit-hoarder
Valued Contributor

Re: APP For Chase IHG Using Denied Marriott HP?

@RM21: Not at this time. I just got a score alert from myFico--with the 3 INQ's the last few days my EQ went from 695 to 670!!! I'm just glad that 2 of them were not in vein and netted me $14K in increases on 2 of my cards. I'm already in with Chase so IHG can wait. However FIA is leaving B of A so I may app for a B of A card instead to keep my portfolio rounded out and still have an "in" with them.. Plus B of A in my area pulls EX which I can afford at least one INQ on at the moment..

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 9 of 9
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