Ally card holders - any CLIs lately? - myFICO® Forums

masscredit · ‎12-02-2025

I'm planning to shift my heavy spending to a different card to possibly get a CLI in the near future. My Ally card is only at $4300 so thinking about giving it some action. I did a search before posting. Didn't see any recent posts about CLIs from Ally. Have they been sharing any luv?

EQ - 702 / TU - 679 / EX - 689

Capital One Savor - $17000 / Capital One Venture - $13000 / Travel Advantage Visa - $13000 /Bread Rewards AMEX - $8450 / TD Cash Card - $7500 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $600
$83,850
DCU Auto Loan

MileHigh96 · ‎12-02-2025

I got one out of the blue several months ago (maybe early summer?). It was on the card that used to be Ollo before Ally acquired them.

BK7 discharged - 06JUL2021
Loans:

Revolving Accounts (in the order they were opened):

Ally Everyday Cash Back Mastercard (converted from Ollo Platinum Rewards Mastercard) $5700 CL (opened 7/21/21)

Mercury Mastercard $5060 CL (opened 7/23/21)

Upgrade Triple Cash Rewards Visa Card $17,500 LOC (opened 8/4/21)

PenFed Pathfinder Rewards $6000 CL (opened 11/9/21)

Dell Pay Credit (converted from Dell Financial Services account) $6500 CL (opened 12/6/21)

Capital One Kohls Visa (converted from Kohls store card) $4050 CL (opened 12/13/21)

Upgrade Cash Rewards Visa Card $7,000 LOC (opened 3/17/22)

Capital One Quicksilver MC (PC'd from a Platinum card) $3200 CL (opened 5/6/22)

Capital One Savor One MC $5000 CL (opened 10/20/22)

Merrick Bank Double Your Line MC $2500 CL (opened 11/1/22)

NFCU cashRewards Plus $36000 CL (opened 3/17/23)

Affinity FCU Pure Rewards Visa $1500 CL (opened 5/18/23)

Bread Cashback AmEx $15000 CL (opened 5/23/23)

Canvas Select MC $3000 CL (opened 5/25/23)

NFCU Go Rewards Visa $27000 CL (opened 6/16/23)

Petco Pay Mastercard $5100 CL (opened 6/29/23)

Barclays GM Rewards Mastercard (converted from GS My GM Rewards Card Mastercard) $5500 CL (opened 8/1/23)

Denver Broncos Extra Point Visa $11000 CL (opened 12/8/23)

NFCU More Rewards AmEx $17000 CL (opened 2/8/24)

Ally Unlimited Cash Back Mastercard $3000 CL (opened 4/3/24)

Service Credit Union Everyday Visa $2500 CL (opened 8/19/24)

BECU Cash Back Visa $16000 CL (opened 8/21/24)

Best Buy Platinum Visa $4000 CL (opened 10/17/25)

Liberty FCU Platinum Credit Rewards Mastercard $12000 CL (opened 11/5/25)

Capital One T-Mobile Visa $15000 CL (opened 11/7/25)

Lands' End Visa $5300 CL (opened 11/13/25)

Associated Bank Max Cash Preferred Visa $500 CL (opened 11/17/25)

Affinity FCU Cash Rewards Visa $7500 CL (opened 11/18/25)

Closed accounts:

Mission Lane Visa - first starter card after discharge (opened 7/7/21 - closed 4/1/23)

Capital One Quicksilver MC (downgraded from a Walmart Rewards MC and transfered CL to older QS card) (opened 11/4/22 - closed 04/09/25)

Best Egg Visa (opened 05/17/22 - closed 04/14/25)

6/6, 6/12, 11/24 new accounts
TCL: $219.4K

coreyb80 · ‎12-02-2025

I've had mine for a year and a month or so now, no CLIs on it and I've been a bit of spend on it during that time. With the transistion to Merrick I figured it may be a few months or maybe longer before I see any consideration.

Jessie · ‎12-02-2025

I haven't gotten one recently.

ChameleonBob · ‎12-06-2025

Had it for 8 months and no increase. Still at 4k. Stopped using it last month.

I have a no rewards Sofi card that's the same age and they won't product change or give in increase even after having stocks through them. Stopped using that a couple months ago because it's another dead card. Been using Bread as my main and just got done using Credit One Omni Amex for the bonus.

TU 686 EQ 699 EX 716
Ally Everyday Cash Back $4k - SoFi Essential $3k - Discover IT Secured $200 - Bread Cashback $6100 - Credit One Omni Rewards Amex $10k - Macy's Amex $2k
CH7 Discharged 1/24
Burned: Amex, BOA, Citi, Cap1, Comenity, Credit One, Merrick Bank, Republic Bank & Trust, Pentagon FCU, Synchrony, Affinity FCU

zerofire · ‎12-18-2025

The Ally Bank portfolio is moving. I would not be surprised that Merrick Bank will not be entertaining any changes for a little bit as they sort through the incoming paperwork. They will also be reactivating Ollo as a credit card servicer so that is extra work. I recommend that you tough it through the transfer and then make a decision. Do not expect any positive changes to any Ally Bank cards at this time but be happy if you get one.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A

Active:
Bank of America (Customized Cash Rewards VSC, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2]), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, Imprint Rakuten AC, PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony (OnePay Walmart CashRewards MC, PayPal Cashback WMC), UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Aven, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature

Ally card holders - any CLIs lately?

Ally card holders - any CLIs lately?

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Re: Ally card holders - any CLIs lately?

Re: Ally card holders - any CLIs lately?

Re: Ally card holders - any CLIs lately?

Re: Ally card holders - any CLIs lately?

Ally card holders - any CLIs lately?

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Ally card holders - any CLIs lately?

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Re: Ally card holders - any CLIs lately?

Re: Ally card holders - any CLIs lately?

Re: Ally card holders - any CLIs lately?

Re: Ally card holders - any CLIs lately?

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