cancel
Showing results for 
Search instead for 
Did you mean: 

Almost approved?

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Frequent Contributor

Almost approved?

So I decided to pull the trigger to see if I could get back in with Cap 1. I submitted my app for a secured card and it says "Good news! You are almost approved." And then says they need additional info and I'll hear from them in 7-10 days. Is this a polite passive aggressive way to deny me or something else?
Starting rebuild July 2019 EX 501, EQ 512, TU n/a CCT Fico 8 scores
Message 1 of 17
16 REPLIES 16
Valued Contributor

Re: Almost approved?

It's pending approval until they receive the deposit and issue the card upon receipt.

500K+ TCL / 800+ FCOs
Message 2 of 17
Frequent Contributor

Re: Almost approved?

Hmm. It didn't even say anything about a deposit. I hope you are right, though!
Starting rebuild July 2019 EX 501, EQ 512, TU n/a CCT Fico 8 scores
Message 3 of 17
Super Contributor

Re: Almost approved?

Call them. That’s probably a verification message. 


01/2019:
10/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 4 of 17
Frequent Contributor

Re: Almost approved?

That's what I am hoping it is. The prequal gave a fixed interest rate etc so I figured my chanced were pretty decent or I wouldn't have apped at all.
Starting rebuild July 2019 EX 501, EQ 512, TU n/a CCT Fico 8 scores
Message 5 of 17
Super Contributor

Re: Almost approved?

Well give them a call and find out. Much better to call than wait for a letter. 


01/2019:
10/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 6 of 17
Frequent Contributor

Re: Almost approved?

LOL trying to find the right number to call as we speak
Starting rebuild July 2019 EX 501, EQ 512, TU n/a CCT Fico 8 scores
Message 7 of 17
Super Contributor

Re: Almost approved?

1-800-903-9177


01/2019:
10/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 8 of 17
Frequent Contributor

Re: Almost approved?

You're awesome, thanks!
Starting rebuild July 2019 EX 501, EQ 512, TU n/a CCT Fico 8 scores
Message 9 of 17
Frequent Contributor

Re: Almost approved?

Well an extremely nervous sounding 12 year old boy said he can see where some sort of letter has been generated but he cant see what is on it. He said right now I am not showing as approved or denied. Just pending review.
Starting rebuild July 2019 EX 501, EQ 512, TU n/a CCT Fico 8 scores
Message 10 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.