Altitude Reserve Approval or Denial?

[Anonymous]

I applied for the card last night and I got this message “We apologize for the inconvenience, but we are unable to provide a decision on your application at this time. Once the application verification is complete, we will notify you of your approval status for this offer.“

any idea of my chances? I do have a relationship with them (Fidelity, Cash+ and checking). I have also only opened 2 personal cards in the last 6 months with one being the Cash+.

[simplynoir]

Call them Monday and speak to someone about your pending app. It may just simply be verification before they proceed with the app.

[Anonymous]

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@simplynoir wrote:

Call them Monday and speak to someone about your pending app. It may just simply be verification before they proceed with the app.

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Ok cool. Will do and thanks! Hope I get it so I can drop most of my other all of my other AF cards lol

[pinkandgrey]

It sounds like it could be a verification thing. Good luck!

[Winesnoblv]

I applied at my branch and was told it needed further review.  US Bank is known for manual review for the Altitude Reserve.

My banker called me a few hours later with an approval.

You may try their online application status (although it doesn't always work well). 

I would call Monday morning.  

If you are approved and need a higher sl, contact uw.  I was able to increase my sl from $5k to $10k the same day I was approved.

[Anonymous]

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@Winesnoblv wrote:

I applied at my branch and was told it needed further review.  US Bank is known for manual review for the Altitude Reserve.

My banker called me a few hours later with an approval.

You may try their online application status (although it doesn't always work well). 

I would call Monday morning.  

If you are approved and need a higher sl, contact uw.  I was able to increase my sl from $5k to $10k the same day I was approved.

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Will do! I believe they open around 7am so ill just call them on my way to work. 

[Anonymous]

Update!!

I called and they told me an underwriter will review it in the next 24-48 hours and make a decision then.

[Brian_Earl_Spilner]

U.S. Bank almost always sends app to manual review.

[Anonymous]

Another update!!

I called the application line and I got approved for a 9k credit line so I’m happy about that!. Now time for some downgrades lol

[FinStar]

Congrats on the approval @Anonymous. Well done.

Locking this thread as you have been approved. Feel free to start a new approval thread with any DPs in the Approvals forum if you wish.