I just app'd for the EveryDay card, I've been coming up as prequalifed for it for a few months. First I app'd and was approved for the AmEx PRG card. Then, since I understand AmEx only does one HP per day even if you apply for multiple cards, i applied for an EveryDay card via a 25k signon bonus link I found when I searched for cards via incognito. It asked an extra question about my employer name and level of person assets the PRG didn't--filled that out--came back denied.
Do I have any recourse? Really PO'd, I actually wouldn't have applied for the PRG if I wasn't prequalified for the EveryDay--I want the additional CL on my report. Strange thing is, I wasn't prequalified for the PRG--only the Green card was showing.
This sucks. They said they'd send me a letter in the mail with the reason but wouldn't talk about it over the phone.
Sorry about the denial
IIRC you had a Green mail offer for 25k bonus which was targeted
Plat/PRG/Grn all have the same UW so you can be approved for any of those 3 if you qualify for any one
This is exactly why we tell people to apply for what you want and not settle for other cards
Recourse: You have none with Amex unless there was a mistake on CR's at time of HP and either way (recon) will still cost you another HP in 99% of these cases
You may have had a better chance for the ED had that been your first app followed by PRG
Hope you got the 50k bonus so that's at least is a ray of sunshine and since AF is waived may as well test drive for a year and see if you like it