@RamblingDaveyAlex wrote:I had BK discharged 12/2014 and received Chase approval through Recon in August, put a post up about it. They asked a lot of questions etc., but I got the approval
@Remedios wrote:
Hi and welcome to the forums
Chase will automatically deny with BK on file, regardless of how old.
I'm not convinced you'll have any luck with recon, but good luck
While that may have been the case, your $500 approval is likely bucketed based on the judgemental override. It is unlikely to grow until 2024 unless that seems to be adequate or a fair trade based on your specific situation.
That said, and as mentioned further upthread, BK approval overrides are very rare. Personally, I would want to be in the most optimal position to get approved so as not to be in purgatory with a $500 CL for several years.
@FinStar wrote:
@RamblingDaveyAlex wrote:I had BK discharged 12/2014 and received Chase approval through Recon in August, put a post up about it. They asked a lot of questions etc., but I got the approval
@Remedios wrote:
Hi and welcome to the forums
Chase will automatically deny with BK on file, regardless of how old.
I'm not convinced you'll have any luck with recon, but good luck
While that may have been the case, your $500 approval is likely bucketed based on the judgemental override. It is unlikely to grow until 2024 unless that seems to be adequate or a fair trade based on your specific situation.
That said, and as mentioned further upthread, BK approval overrides are very rare. Personally, I would want to be in the most optimal position to get approved so as not to be in purgatory with a $500 CL for several years.
+1
That’s why it’s better to just wait for bk to fall off before app’ing rather than be bucketed at that $500 for a looong time.
It’s not worth to be skinned and grilled for 45+ mins only to be tossed in that purgatory bucket!!!
We’ve had a couple of posters in the past who ended up just closing the card for that said reason.
So I got this card 4 years after BK with a $500 CL which Chase refused to raise despite my using the entire CL and paying in full for one year with perfect payment history. I wrote Chase EO a not so nice letter and closed. I now use my AX business Prime with a 20k CL.
