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Amazon Synchrony Store Card > 10K CLI request

raisemysc0re
Frequent Contributor

Amazon Synchrony Store Card > 10K CLI request

I've read that I would have to call CS to get a CLI > 10K?

Would it still be just a SP or would calling CS trigger a HP instead?

Chapter-13 filed 11/13 discharged 06/16
Starting MyFico Scores 09/16 - (EQ 630 | TU 581 | EX 592)
Current Scores 9/2020 - (EQ 809| TU 786 | EX 788)

Total CL 172+k

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Message 1 of 6
5 REPLIES 5
FinStar
Moderator

Re: Amazon Synchrony Store Card > 10K CLI request


@raisemysc0re wrote:

I've read that I would have to call CS to get a CLI > 10K? Yes, recommended 

Would it still be just a SP or would calling CS trigger a HP instead?  SP




Message 2 of 6
blazerein
Frequent Contributor

Re: Amazon Synchrony Store Card > 10K CLI request

When I got my increase from 7.5 to 10K - I just click on the Request button and it's a SP for me

AAoA 6yrs 8mos
Inquries: TU3/EQ4/EX3
Utilization: 7%
Mortgage: 1
Auto Loan: 2
Personal Loan: 2
Derogatory: 0



CREDIT UNION


EX- 585, TU- 583, EQ- 563
CURRENT SCORE UPDATED: 6/2021
FICO 8 EX 733 TU 726 EQ 743
FICO 9 EQ 755

Message 3 of 6
raisemysc0re
Frequent Contributor

Re: Amazon Synchrony Store Card > 10K CLI request

Not sure why yet but I was denied.

I called the CS number and asked to go from 10K to 15K.

They asked me a few questions and then said sorry.

She said that she doesn't think 10K is the top limit and my total synchrony exposure is only 25K.

Only things I can think of is the 15K Lowes card is only 6 months old and I've never posted more than 2K on the Amazon card.

I use the Amazon card regularly and had it for about 5 years now. It's been stuck at 10K for 3 years now.

I wanted to start buying more groceries/household products/Pet supplies through subscriptions and want to ensure my UTI on any single card stays below 15% which is the only reason I tried but I guess I can live without it...

I'll wait for the letter and see what they say.

 

Chapter-13 filed 11/13 discharged 06/16
Starting MyFico Scores 09/16 - (EQ 630 | TU 581 | EX 592)
Current Scores 9/2020 - (EQ 809| TU 786 | EX 788)

Total CL 172+k

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Message 4 of 6
NichelleN
Established Contributor

Re: Amazon Synchrony Store Card > 10K CLI request

I was trying my luck today. After getting significant increases on 4 cards in a row I thought I would see if I could bump my Amazon card above it's current $10K limit. Denied. This was shortly after increasing my Lowe's card from $17.5K to $30K. Oh well. I'm not going to bother to call in. I used to use the Amazon card a lot, but not that much anymore.

More than enough credit.
Message 5 of 6
raisemysc0re
Frequent Contributor

Re: Amazon Synchrony Store Card > 10K CLI request

 From what I've read here on the forum you HAVE to call in to get above 10K. The online system won't allow it.

Good job on the Lowe's bummp though...

Chapter-13 filed 11/13 discharged 06/16
Starting MyFico Scores 09/16 - (EQ 630 | TU 581 | EX 592)
Current Scores 9/2020 - (EQ 809| TU 786 | EX 788)

Total CL 172+k

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Message 6 of 6
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