Re: Amazon no inquiry weird.. - myFICO® Forums

travisz281 · ‎03-18-2019

So about 6 months ago or so I tried applying for Amazon store card and was denied but as I was looking around my credit reports on all bureaus I never got a inquiry from them has this ever happened to anyone else I find it kinda weird.

Fico 8 scores 100% on time payments 18% utilization tu inquirys 5 eq inquirys 4 ex inquirys 11:
Ex: 726 tu: 716 eq: 718
Aaoa is only 9months
Discover it cash back: $4500

Citi double cash: $1000
Fingerhut account: $800
Google store card : $1500
Amazon prime store card: $800
Citi AA Mile Up:$3700
American Express everyday: $2000
American Airlines WEMC: $6300
17k auto loan 6 year 10.99% interest loan
Gardening since: 04/30/19

Meanmchine · ‎03-18-2019

What was the reasons for denial?

3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>2/2023 EX 850 EQ 850 TU 850 (F8)

Dilbert934 · ‎03-19-2019

@travisz281 wrote:
So about 6 months ago or so I tried applying for Amazon store card and was denied but as I was looking around my credit reports on all bureaus I never got a inquiry from them has this ever happened to anyone else I find it kinda weird.

I did also and the reason was something about could not verify my identity. No SP or HP. Then I realized I had forgotten to unlock my credit files.

travisz281 · ‎03-19-2019

To be honest I don't really remember probably the collection account I still had on my report then and my aaoa is low to be honest I haven't had much luck with sync bank Google store denied me to back In December gonna try again when the next pixel phone comes out in like 6 to 7 months should be good to go then

Fico 8 scores 100% on time payments 18% utilization tu inquirys 5 eq inquirys 4 ex inquirys 11:
Ex: 726 tu: 716 eq: 718
Aaoa is only 9months
Discover it cash back: $4500

Citi double cash: $1000
Fingerhut account: $800
Google store card : $1500
Amazon prime store card: $800
Citi AA Mile Up:$3700
American Express everyday: $2000
American Airlines WEMC: $6300
17k auto loan 6 year 10.99% interest loan
Gardening since: 04/30/19

doinit1 · ‎03-19-2019

@Dilbert934 wrote:

@travisz281 wrote:
So about 6 months ago or so I tried applying for Amazon store card and was denied but as I was looking around my credit reports on all bureaus I never got a inquiry from them has this ever happened to anyone else I find it kinda weird.
I did also and the reason was something about could not verify my identity. No SP or HP. Then I realized I had forgotten to unlock my credit files.

+1...exactly what I was thinking...lol...

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700