American Express Blue Cash Everyday approval odds

[CaneNation305]

Hi everyone,

I wanted to get some information on the approval odds of this card. Has anyone had good or back experience on applying for this card? If so, can you share your credit information or experience? I am interested on applying for this card.

Thanks.

[FinStar]

Are you currently an AmEx cardholder or is this going to be your first AmEx card? Have you tried their pre-qualification tool?

It would be helpful for the community to know at least some of the basics or info about your profile, such as your EX FICO score, current tradelines, utilization, AAoA, derogs (if any), etc.

[Steve891]

Did you check the Amex Pre-qualified link? Not guarantee, but it's pretty reliable.

https://www.americanexpress.com/us/credit-cards/check-for-offers/

[CaneNation305]

Yeah, I did but had no offers for me

[ImTheDevil]

That's not necessarily to say you won't be approved. My first two Amex cards were cold apps with no preapprovals. There are certain typical scores and profiles that the consensus says are needed for various tiers with Amex though. If you're willing to share the details mentioned above we can give you a ballpark guess as to your odds.

[CaneNation305]

I have the following:
PEFCU $10000
Care Credit $14500
City Furniture $7500
Target $1900
CFU $2500
Discover $3000
Walmart $4000
Kohl’s $700
QS $500
QS1 $500

I have 28 percent utilization. My oldest card is 15 years and newest is 1 and 7 months.

[Steve891]

---

@CaneNation305 wrote:
I have the following:
PEFCU $10000
Care Credit $14500
City Furniture $7500
Target $1900
CFU $2500
Discover $3000
Walmart $4000
Kohl’s $700
QS $500
QS1 $500

I have 28 percent utilization. My oldest card is 15 years and newest is 1 and 7 months.

---

If your Experian FICO 8 score is above 680, I would just go ahead and cold app for the BCE. My 19 years old nephew with 1 month of credit history just got approved for the Amex BCE card with $500 last month. 

[Mv350]

I was approved for the BCE with 3 derogs for $500. No sub though. 

[silver_idle]

I do plan on applying for amex next month, either ED or hilton honors, but there are usually various of factors that goes into rather if they will approve you or not.

---

@Mv350 wrote:

I was approved for the BCE with 3 derogs for $500. No sub though. 

---

Congrats. How old were the derogs and what was your EX08 at the time of approval?

[JeffBuildsPc]

@CaneNation305 wrote:
Yeah, I did but had no offers for me

---

The first time I got approved for the BCE I didn't have any pre-approvals. I don't think this means that you won't be approved