American Express Wait 5-6 months?

[Anonymous]

Is there a reason you must wait six months to request a credit limit with American Express or will you be denied for sure in 5 months?

Thank you

[Brian_Earl_Spilner]

Because that's their rule. And, if you are denied, you have to wait 90 days from the denial before requesting again.

[dragontears]

They are sticklers for that 6 months, in fact you will get denied if you request an increase 179 days after your last one

[Anonymous]

Perfect that's what I needed to know. Thanks a million!

[Anonymous]

Is this outside the AMEX 3CLI after 61 days?

[Brian_Earl_Spilner]

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@Anonymous wrote:

Is this outside the AMEX 3CLI after 61 days?

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It's after you've made your first request, which can be as soon as 61 days. If approved, you have to wait 6 months for a CLI on any card, if denied, you have to wait 90 days for any card.

[Anonymous]

This link may help you in timing your CLI

https://www.timeanddate.com/date/dateadd.html

[kdm31091]

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@dragontears wrote:
They are sticklers for that 6 months, in fact you will get denied if you request an increase 179 days after your last one

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The computer is programmed for 180 days, so anything sooner will be a denial. No use trying to get around rules that are programmed into a system.

[Anonymous]

Here in the next coming week I'll be requesting a credit line increasement from Amex since it will have been six months. I was told to do 3 times my current limit which would make it $27,000. If it request additional income data do you just hit the back button and lower it $1,000 or how much lower do you go? 

I started with a $1,000 credit limit which then went to $3,000 and to $9,000. Never missed a payment and have a gold card too that I pay in full each month. Hoping I get a line increasement to help with a new business startup. 

Anyone know what the chances are? I have a 697 with Experian at this current time. Thank you to all who can shine light.

[Anonymous]

Isn't the obvious answer here to provide them with the requested information? If they request it, why not just give it to them?