Americard BofA

[JSoria]

Just applied for this card as I’m trying to transfer balance from my other cc that has a high apr and I’m trying to take advantage of the 0% apr and no fee for doing so. To my surprise my application went to Pending.
Does anyone know how long it takes to receive an answer of Approval/Denial.

[Doigt_dor]

Welcome to the forum!

Please provide us with data points e.g. Your credit scores, average age of accounts, no baddies etc.

Did you receive a 7-10 day message after it went to pending status? BTW the 7-10 day message doesn't necessarily mean an approval or denial.

[Loquat]

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@JSoria wrote:
Just applied for this card as I’m trying to transfer balance from my other cc that has a high apr and I’m trying to take advantage of the 0% apr and no fee for doing so. To my surprise my application went to Pending.
Does anyone know how long it takes to receive an answer of Approval/Denial.

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Hi OP and welcome to the Forum.  I've app'd with BoA and had it go pending only to have it approved some 3 days later.  Like the other poster has mentioned, it could go either way.  You can always call the status line to get updated information.  Good luck!

[Priotelus-Temnurus]

It usually takes from couple of days to 10 days. It can go either way. I applied 4 months ago and was approved for a 2.3k CL after a week.

[James_A]

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@Priotelus-Temnurus wrote:
It usually takes from couple of days to 10 days. It can go either way. I applied 4 months ago and was approved for a 2.3k CL after a week.

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I suppose the OP long ago got his answer since this thread was from September 2018. Any reason in particular you sought this one out to recuscitate? 

[Remedios]

I've resurrected threads because I did not look at the date. No harm in that, and the answer is directly related to OP's question, as old as it may be. 

[AverageJoesCredit]

Lol it happens . Especially while searching or if new. So long as thread isnt over a year old its not really a problem. Ive done it myself responding to a thread only to realize the post was from months ago

[James_A]

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@Remedios wrote:

I've resurrected threads because I did not look at the date. No harm in that ... 

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As surely have I. No harm in that indeed. 

But I remain curious.