Since you applied under the terms of the "original" card you should be eligile under that but make sure you ask that first when you recon otherwise the rest of the conversation will not matter for your purposes
With everything else you mentioned it MIGHT be tied to your recent AA perhaps. They didn't take any action but wondering if you're on some temporary blacklist til things cool off. The balances you currently have with AMEX at that UTL should not matter I'm pretty sure.
Hi OP - just a point of quick clarification to avoid confusion for any of the forum members. You may want to update the subject title of the thread and your reference in the 1st paragraph to Ameriprise, not Ameritrade. The Ameritrade Client Rewards Card is offered and serviced by TD Bank, not AmEx.
They just changed the structure on this card. It previously included no bonus but you got the AF waived for the first year. My wife was just approved for that a week prior to the change. Not sure that the UW standards have changed. Funny as it is usually easier to get a revolver with AX than their other products.
I'm not 100% certain, but I would think most of their apps may stay on the system for about ~30 days. So, depending on when you applied, you likely have a short window to take action if you are pursuing any type of reconsideration. Now, whether the declined application retains the same promotional "properties" as far as no SUB/AF waived the first year is really something AmEx may have to provide more direction given the recent Ameriprise changes.