Planning welllll in advance (see garden tracker)
Want to get the BCE for groceries and potential 3xCLI after mortgage closes and everything is finalized.
Will the fresh mortgage age 0-1mo hurt the BCE app/SL? Should I wait until mortgage hits 6mo+ or does it really matter since it's installment?
Future account ages:
AoOA (auto): ~12y+
AoOA (card): 2.5y-3y (mtg 0mo-6mo)
AoYA (cardx2) 1.5y-2y (mtg 0mo-6mo)
AAoA: ~4y+
Ideally would be in 800 club prior to mortgage, so assuming high 700s after mortgage