Amex CLI 7-10 message

[fsalsa2]

Hey FICO Forums,

so I applied for a CLI on my 62nd day for my Amex delta platinum and when I called for a status they said that the system declined it. I asked the representative what I could do and she said it would be sent to an underwriter, has anyone has a similar experience and if so what happened?

[JoeLuvsHisCredit]

Sorry I can not help but your post needs to be move to  Credit Card Applications. for more help Good luck

[Wavester64]

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@fsalsa2 wrote:

Hey FICO Forums,

so I applied for a CLI on my 62nd day for my Amex delta platinum and when I called for a status they said that the system declined it. I asked the representative what I could do and she said it would be sent to an underwriter, has anyone has a similar experience and if so what happened?

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I have gotten this my last several times with Amex, the last time being earlier this month. When I got the AA letter, it stated:

"Your recent payments are too low in relation to the balances on your account."

...and that was after 181-days.

..the waiting continues 

[southwestern653]

Is your Experian fico score 651?  If so, that's too low. I think you need 700+ to be considered for CLI.  My score is around 685 and they have declined the increase due to the score being too low the last 2 attempts. 

[Jordan23ww]

When I first tried to get a CLI on my Blue Cash Preferred card it was at approximately 86 days, my Fico Score was 736 but the score used for a soft pull was showing 706. Once you get your 1st Amex sometimes the score they use can be a month or 2 old.  I got denied for my score being too low.  I tried again 3 months later and my CLI got approved at Fico score of 736.

[fsalsa2]

Thanks for the input!