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I went online and checked what cards were available for me to PreQualify with- everytime you login and you hit the Tab "Cards" and Then See "What You Preqaulify for " they rotate 3 cards they want to push on you for marketing... I tried to app for one and was denied blah blah... This is not a Pre Qualify tool its marketing only. Be Cautious - one good thing its not a HP defineitely a SP which was a huge sigh of relief. Just wanted to share this with everyone. Thanks for everyones wisdom!
You need to read the fine print at the top that says "right now we can not qualify you for any cards but feel free to explore some of the cards we offer"
Did it say you were "preapproved" or expand your membership ?
Expand ... that should of been my cue ?
what I don't understand is that when you hit " Preqaulify " it shows you 3 cards that they rotate -
Yes unless it says preapproved it's not usually an approval .
The "expand membership" option only arises if you you are a preexisting Amex customer. The prequal tool for new customers will say at the top you are pre qualified for the following cards if you qualify. If not it gives you some choices to dream about.
@joshk4u wrote:Expand ... that should of been my cue ?
what I don't understand is that when you hit " Preqaulify " it shows you 3 cards that they rotate -
Yup. That's a clue.
OP. Sorry, but nothing is guaranteed when obtaining credit. Even with pre-approval. Luckily an SP. Use the forums to understand a lenders process and quirks before app.
Sorry OP, but at least it should have only been a SP so no damage done ( except maybe to the ego )
@Jnbmom wrote:Yes unless it says preapproved it's not usually an approval .
+1