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Amex Customer Login PreQualify Feature SUCKS!

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joshk4u
Valued Member

Amex Customer Login PreQualify Feature SUCKS!

I went online and checked what cards were available for me to PreQualify with- everytime you login and you hit the Tab  "Cards"  and Then See "What You Preqaulify for " they rotate 3 cards they want to push on you for marketing... I tried to app for one and was denied blah blah... This is not a Pre Qualify tool its marketing only. Be Cautious - one good thing its not a HP defineitely a SP which was a huge sigh of relief. Just wanted to share this with everyone. Thanks for everyones wisdom!

Message 1 of 22
21 REPLIES 21
NimbusIII
Frequent Contributor

Re: Amex Customer Login PreQualify Feature SUCKS!

You need to read the fine print at the top that says "right now we can not qualify you for any cards but feel free to explore some of the cards we offer"






“The man who says he can, and the man who says he can not… Are both correct.”
Message 2 of 22
Jnbmom
Credit Mentor

Re: Amex Customer Login PreQualify Feature SUCKS!

Did it say  you were "preapproved" or expand your membership ?

EXP 780 EQ 791TU 795
Message 3 of 22
joshk4u
Valued Member

Re: Amex Customer Login PreQualify Feature SUCKS!

Expand ... that should of been my cue ?

what I don't understand is that when you hit " Preqaulify " it shows you 3 cards that they rotate -

Message 4 of 22
Jnbmom
Credit Mentor

Re: Amex Customer Login PreQualify Feature SUCKS!

Yes unless it says preapproved it's not usually an approval .

EXP 780 EQ 791TU 795
Message 5 of 22
NimbusIII
Frequent Contributor

Re: Amex Customer Login PreQualify Feature SUCKS!

The "expand membership" option only arises if you you are a preexisting Amex customer.  The prequal tool for new customers will say at the top you are pre qualified for the following cards if you qualify.  If not it gives you some choices to dream about.






“The man who says he can, and the man who says he can not… Are both correct.”
Message 6 of 22
Remedios
Credit Mentor

Re: Amex Customer Login PreQualify Feature SUCKS!


@joshk4u wrote:

Expand ... that should of been my cue ?

what I don't understand is that when you hit " Preqaulify " it shows you 3 cards that they rotate -


Yup. That's a clue.

Message 7 of 22
blindambition
Senior Contributor

Re: Amex Customer Login PreQualify Feature SUCKS!

OP. Sorry, but nothing is guaranteed when obtaining credit. Even with pre-approval. Luckily an SP. Use the forums to understand a lenders process and quirks before app. 

Message 8 of 22
Meanmchine
Super Contributor

Re: Amex Customer Login PreQualify Feature SUCKS!

Sorry OP, but at least it should have only been a SP so no damage done ( except maybe to the ego )

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 9 of 22
M_Smart007
Legendary Contributor

Re: Amex Customer Login PreQualify Feature SUCKS!


@Jnbmom wrote:

Yes unless it says preapproved it's not usually an approval .


+1

Message 10 of 22
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