Amex Delta Gold only $1000

[SouthJamaica]

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@FancyPants1 wrote:

Hello all,

Current credit scores 706 717 and 710

Approved for $9k on Amex blue 

as of today only $1k for delta Amex sky miles gold

no late payments, credit utilization 9% across all cards

Should I cancel the card and wait 6 months for potentially higher limit

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No don't cancel. It's easy to get soft pull CLI's from American Express.

[SouthJamaica]

What is an Amex blue card?

[FlaDude]

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@SouthJamaica wrote:

What is an Amex blue card?

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This  is the one I have. Originally got it years ago for a BL, but with no AF no real reason to close it even though I really have no need for it. Unlike some other issuers, Amex doesn't seem to close cards for disuse.

[Horseshoez]

Even though a $1,000 limit would be my lowest limit by far, if (and that's a very big IF) AMEX was to ever let me back in then I'd be thrilled with a $1,000 limit.

[youngandcreditwrthy]

dont cancel the card, but take it as a warning to not apply for any more amex accounts for 6 months.

keep it and in two statements( or 61 days) ask for 3,000 total cl then in 181 days or 6 statements ask for 9,000 total CL.

you need to ask for a CLI on your other amex too. if you've had it for more than 61 days, ask for 24k+ @FancyPants1 

[captainsensation]

I am in the same boat as you but with the BCP. I have some stuff falling off my reports next month and i will see about the 3X CLI a couple more months. Good luck.

[youngandcreditwrthy]

PS:

what's your income? I was able to get 35k in amex cls with 695-720 ficos with 150k income.

amex accounts for potential DTI and your other credit lines too. 

do you have other large lines? or maybe no other lines that large?

consider those things

[captainsensation]

How long did you wait to ask for your first 3X CLI?

[FancyPants1]

Woah! I definitely will. Thank for sharing a gem!

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@youngandcreditwrthy wrote:

dont cancel the card, but take it as a warning to not apply for any more amex accounts for 6 months.

keep it and in two statements( or 61 days) ask for 3,000 total cl then in 181 days or 6 statements ask for 9,000 total CL.

you need to ask for a CLI on your other amex too. if you've had it for more than 61 days, ask for 24k+ @FancyPants1 

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[FancyPants1]

To your success✨