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Amex Green Card Pre-Qualify!

Frequent Contributor

Amex Green Card Pre-Qualify!

I have been checking pre-qualified offers for Amex for months now and have been denied 4 times since July for the BCE card. I checked again yesterday and again "no offers".

After receiving notification this morning that my EX score went up 4 points to 664 I checked again and low and behold, I received "Good News...You have succesfully pre-qualified for Amex Green Card"! I almost fell off my chair! I question if this is my only way back into Amex or if I wait a bit longer is there a chance that I will receive other offers for a revolver?

Should I go for it or wait?

 

Message 1 of 44
43 REPLIES
Frequent Contributor

Re: Amex Green Card Pre-Qualify!

Once you are able to get in with AMEX it would open a lot of opportunities to add other AMEX revolvers down the road. The Green Card is a nice way to kick off the relationship with them, so as long as you can justify the annual fee. Then it should be fine. Just make sure to use the card and be on top of it, making monthly payments on time and you will see that in a year or less, you would be able to add a regular revolver. Patience and good management of the account is key with AMEX. 

Fico Scores as of May 2018: TU:754 EQ: 744 EX: 762
Fico Goals: TU: 770 by 12-2018 EQ: 750 by 12-2018 EX: 780+ by 12-2018



Message 2 of 44
Frequent Contributor

Re: Amex Green Card Pre-Qualify!

Thank you @clark_d_shark!

Annual fee waived for the first year!

Message 3 of 44
Frequent Contributor

Re: Amex Green Card Pre-Qualify!


mandm5698 wrote:

Thank you @clark_d_shark!

Annual fee waived for the first year!


So you got approved? CONGRATS! Welcome to the AMEX family. Yes, the AF is waived the first year and $95 each year thereafter. Make good use of it, and take care of it and they will reward you BIG TIME.

Fico Scores as of May 2018: TU:754 EQ: 744 EX: 762
Fico Goals: TU: 770 by 12-2018 EQ: 750 by 12-2018 EX: 780+ by 12-2018



Message 4 of 44
Frequent Contributor

Re: Amex Green Card Pre-Qualify!

Not yet, the pre-qual shows it's waived for the first year!

Message 5 of 44
Frequent Contributor

Re: Amex Green Card Pre-Qualify!

I see, well should you decide to app, then you get the first year waived. So it is not bad to start off with the Green and just work your way to gettng the better tier AMEX cards. Best of luck, and let us know what you decide.

Fico Scores as of May 2018: TU:754 EQ: 744 EX: 762
Fico Goals: TU: 770 by 12-2018 EQ: 750 by 12-2018 EX: 780+ by 12-2018



Message 6 of 44
Frequent Contributor

Re: Amex Green Card Pre-Qualify!

Thank you and will do!

Message 7 of 44
Established Contributor

Re: Amex Green Card Pre-Qualify!

From reading on the forums. All of their charge cards have similar underwriting criteria so you should be able to get the PRG if you wanted that card more.

Other members should have more on that




FICO 8 scores 6/2018
EX-755
TU-688
EQ-690
Message 8 of 44
Established Contributor

Re: Amex Green Card Pre-Qualify!


Shadowfactor wrote:
From reading on the forums. All of their charge cards have similar underwriting criteria so you should be able to get the PRG if you wanted that card more.

Other members should have more on that

+1

This is correct. AMEX charge cards all use the same underwriting so you should be able to qualify for the  Premier Rewards Gold Card which has tons more benefits than the Green Card and has a sign up bonus of 25k MR points; however, it does have a higher A/F of $195, but waived for the first year. YMMV of course, but you will love it in the AMEX clubhouse. I say pull the trigger! Smiley Wink


June 2018 - EX 755 | EQ 778 | TU 756
Message 9 of 44
Contributor

Re: Amex Green Card Pre-Qualify!

I agree on the point of apping for PRG! Also you can share your score profile if you’re still leery to get feedback here.
4/14/2018
EX: 697 TU: 703 EQ: 704

Garden until 2/2019
AMEX PRG || VentureOne 9k || Discover IT 3.5K || Citi DoubleCash 2.2k || AMEX Gold Delta 1K || Discover IT (student) 1.5 || Amazon Prime Store 3k || American Eagle 2K || Ulta Store 750 || Victoria Secret 750
Message 10 of 44