With the link you gave me, I see all different cards and I never saw something like "you're pre-approved". I only had to click on "Apply now" and then, fill out my information with income, submit, and then it told me I was approved.
Sorry, I guessed you were right. I tried with another card, I clicked on "Apply now" then I see the message "you are pre-approved!
Get a decision in as little as 30 seconds.".
I didn't take the time to read the word "pre-approved, I was convinced that I had to type my income to see if I was pre-approved.
That's OK, I'll manage. If I buy the house in 2 months, I'll have 4 more months to buy furniture and spend $5000 in my first 6 months to get the signup bonus.
I cancelled my Hilton Surpass, I did it at the right time: 1 year after application and after annual fee showed up, so they will refund me the $95 annual fee. Now, I will just to have to wait for my new Amex Platinum.
I APOLOGIZE FOR HAVING SAID "You have been completely wrong" EARLIER. This shows that sometimes, I act and write too fast.
