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Amex application no denial or approval

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Mrunpredictable0611
New Member

Amex application no denial or approval

Applied for Amex Gold today and got this. Does this typically end up in a denial? Experian FICO 712 currently. 

 

Thanks, Sidney. We've received your application, but we can't give you a decision right now.

 

We'll process your application as soon as possible and send you a decision within 14 days.

There has been no impact to your credit score at this time. If you're approved and choose to accept the Card, the information we provide to credit bureau(s) may impact your credit score.

While we're reviewing your application, please don't submit another application for the American Express® Gold Card.

Message 1 of 8
7 REPLIES 7
GZG
Senior Contributor

Re: Amex application no denial or approval


@Mrunpredictable0611 wrote:

Applied for Amex Gold today and got this. Does this typically end up in a denial? Experian FICO 712 currently. 

 

Thanks, Sidney. We've received your application, but we can't give you a decision right now.

 

We'll process your application as soon as possible and send you a decision within 14 days.

There has been no impact to your credit score at this time. If you're approved and choose to accept the Card, the information we provide to credit bureau(s) may impact your credit score.

While we're reviewing your application, please don't submit another application for the American Express® Gold Card.


potentially, sometimes instant denials are like this too 

they may come back and request bank statements/4506 tax doucment as well 

 

you can check here: https://online.americanexpress.com/eaol/welcome.do 

 

had to actually find the article from forbes, couldn't find it from google the way I usually find it: https://www.forbes.com/advisor/credit-cards/check-american-express-application-status/ 

Starting FICO 8:
Current FICO 8:



4/6, 4/12, 8/24 new accounts
Message 2 of 8
Zoostation1
Valued Contributor

Re: Amex application no denial or approval

When I applied for my BCP, I got that message and about 30 minutes later I had an approval so it's not a guarantee denial.

Rebuild Started Nov 2021
June 2022 FICO 8:
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July 2025 FICO 8:
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July 2025 FICO 10T:
Message 3 of 8
FicoMike0
Valued Contributor

Re: Amex application no denial or approval

Sounds like "don't call us, well call you, foo".

Message 4 of 8
4sallypat
Valued Contributor

Re: Amex application no denial or approval

Do you have any other relationships with Amex ?

Message 5 of 8
Mrunpredictable0611
New Member

Re: Amex application no denial or approval

Thats what its giving lol

Message 6 of 8
Mrunpredictable0611
New Member

Re: Amex application no denial or approval

No i dont

Message 7 of 8
twilliam1313
New Contributor

Re: Amex application no denial or approval

I got this message for the platinum card and 2 days later i was approved 

Capital One Savor: $500 8/24
USAA Rate Advantage: $5000 8/24
NFCU Cash Rewards Plus: $10,400 8/24
AMEX Platinum 5/24
NFCU Cash Rewards Plus:$2000 4/24
Credit One Wander: $500 4/24
Capital One Quicksilver: $1000 1/24
First Premier: $1000 12/23
Tbom/Milestone: $700 4/23
Capital One Platinum: $500 3/23
Credit One Platinum: $550 1/23
Missionlane: $1100 9/22
USAA Platinum Rewards: $1800 11/12

AZEO- NFCU Cash Rewards Plus
Message 8 of 8
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