Hello so basically i opened CFU on November 13,2020 and was gonna apply for Amex gold exactly 6 months later so May 2021, but I just heard if you apply after today you won’t get the airline credit for 2021. So should I take the chance and app today or stick to my plan and apply in May?
Current cards: (list cards, limits, opening date)
CFU,$4,400,11/20,Nordstrom,$2,500,10/19,Discover,$1,500,9/19,Citi,$550,9/19,Cap1,$500,9,19, AU Cap1,$1900,7/17
FICO Score:741
Oldest account age
ersonal 1 year 5 months, AU 3 years 7 months
Chase 5/24 status:5/24
Income: e.g. $42,000
Inquiries 1 in 6 months 2 in 12 months
Utilzation 2%
@Anonymous wrote:Hello so basically i opened CFU on November 13,2020 and was gonna apply for Amex gold exactly 6 months later so May 2021, but I just heard if you apply after today you won’t get the airline credit for 2021. So should I take the chance and app today or stick to my plan and apply in May?
Current cards: (list cards, limits, opening date)
CFU,$4,400,11/20,Nordstrom,$2,500,10/19,Discover,$1,500,9/19,Citi,$550,9/19,Cap1,$500,9,19, AU Cap1,$1900,7/17
FICO Score:741
Oldest account age
Chase 5/24 status:5/24
Income: e.g. $42,000
Inquiries 1 in 6 months 2 in 12 monthsUtilzation 2%
Do you think you will actually use the airline credit? I see complaints about how difficult it is to use now that most of the loop holes has been closed.