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Another BofA card possible?

taxi818
Super Contributor

Another BofA card possible?

Hello all. I just got my first BofA card 1 month ago today. and i was looking at the Better Balance Card and i would much rather have that than the cash reward. Anyway i went to their pre approval site and before where i could put spongebob in. This time they had all my info already there on the site. Damn. So is it ok to get another card with BofA so soon. I know some have gotten another on the same day. But i mean a month apart? hate to waste a HP. So far for the month im 3-3. after being in the Garden for 9 months. Im so intrigued with getting that $25 bonus per quarter for making more than the minimum payment and a $5 bonus if you redeem into a BofA savings or Checking. I opened a Savings account with them just for this purpose. Redemption. And looks like my $100 bonus is pending. So i will see if they give me a true 10% extra on the cash rewards. Mainly i want advice about this BBR and if anyone apped so fast after the first approval of a card with them. Thanks Taxi.

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6 REPLIES 6
kdm31091
Super Contributor

Re: Another BofA card possible?

Personally, I'd give it a few months of history. BOA tends to like that before extending more cards.

 

You did good gardening for 9 months. Don't let the itches and MF trends start to get to you again Smiley Happy. Take your time with BOA and they will treat you well.

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taxi818
Super Contributor

Re: Another BofA card possible?


@kdm31091 wrote:

Personally, I'd give it a few months of history. BOA tends to like that before extending more cards.

 

You did good gardening for 9 months. Don't let the itches and MF trends start to get to you again Smiley Happy. Take your time with BOA and they will treat you well.


Appreiciate it KDM. i just don't have experience with BofA> probably will be good idea to wait until they know me better. Im actually kind of impressed with them so far. They called me on the phone out of the blue to ask me how did i like the card and if there was anything else they could do for me. Very nice personal touch from a Bank. Waiting on my Td Bank card to arrive in the mail still. They are also very nice to deal with inside the bank.

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Sandibeach22
Valued Contributor

Re: Another BofA card possible?

I would wait a bit.  Not a year but about 6 months.  I had the Rewards and went for the Travel Rewards and it was an instant approval.  And you're right!  Real name and a real pre qualify.  Smiley Wink


FICOS: EQ-812 TU-811 EX-818 Goal - 840-850 Across The Board
Total Credit Lines - 506K Gardening....
"I am the master of my fate and the captain of my destiny" Nelson Mandela
Message 4 of 7
Discover2016
Valued Contributor

Re: Another BofA card possible?

I got my BofA CashRewards last July, and only now am I seeing true prequals for their other cards, so let them get to know you a bit, and BofA will be good to you.

Gardening until September 2019
Next app: Mortgage in September 2019
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incubus24
Established Contributor

Re: Another BofA card possible?

fwiw, i apped for boa cards a yr and half ago with 36 days apart between apps. both aprroved with decent SL. so yes it's very possible to app/get approved that soon with them. as to getting approval, of course... that's always ymmv. btw i also (main) bank with them at the time which might or might not have helped.

 

imo, if your credit profile supports it, boa doesn't have any time restrictions between apps. heck, people app for 2-3 boa cards using the multiple browser trick and get approved for all (with 1 HP.) albeit not instant!!!

wishlist: Paypal 2% CB PenFed 2% Power Cash Rewards \ BofW 3% CB Golden1 3% No Fastfood | gardening since Nov '17


FICO scores | Inq | AAoA: EX: 809 | 4 | 3yrs \ TU: 811 | 3 | 2yrs \ EQ: ? | 0 | 2yrs

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JellyBeanGurl111
Frequent Contributor

Re: Another BofA card possible?

I apped for 3 cards within weeks of eachother. All got approved. Like @incubus24 said, I also bank with them and have very large balances in my checking/money market accounts.

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