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Any Successful Costco Recons yet?

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morgacj2004
Valued Contributor

Re: Any Successful Costco Recons yet?

Waiting for my letter and then I will recon by calling EO. 


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 11 of 36
patrick00032001
Regular Contributor

Re: Any Successful Costco Recons yet?

Too many credit bureau inquires? Had 5, its that excessive?

Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

Message 12 of 36
Anonymous
Not applicable

Re: Any Successful Costco Recons yet?

Really? I dont think so, I have 10 within 2yrs and 1 in the last 12 months not sure how that wasn't one of the other reasons for denial. At least your recon was successful congrats.
Message 13 of 36
Anonymous
Not applicable

Re: Any Successful Costco Recons yet?


@patrick00032001 wrote:

The number on that letter is worthless, call 1-605-331-1698, its the executive team, they have way more pull as far as getting a second review on the application, the number you called in regards to the letter is about as effective as a Jeep on snow with no tread left on its tires! lol Best of luck!!


Thanks for this number. I just tried calling it. The representitive was really nice and said she would put my initially declined app (too many inquiries) for manual review. She even gave me a time frame of when she thinks she would have a decision. This was the complete opposite from the rep I called (can't remember which number), which told me that apps declined for too many inquiries were not eligible for recon review. 

Message 14 of 36
Bird123
Established Member

Re: Any Successful Costco Recons yet?

Finally received my letter. Too many derogatory (in my case 2 - walmart and portfolio recovery 'buying' the walmart account). This was 2013. I guess it's not old enough yet. EX was 698 at the time of app.
Message 15 of 36
Anonymous
Not applicable

Re: Any Successful Costco Recons yet?


@patrick00032001 wrote:

The number on that letter is worthless, call 1-605-331-1698, its the executive team, they have way more pull as far as getting a second review on the application, the number you called in regards to the letter is about as effective as a Jeep on snow with no tread left on its tires! lol Best of luck!!


Thanks for the number.  He tried it last Thursday, and got a really nice guy who wanted to help, but somebody named Russel was not in.  He promised to get back to us Friday but did not, so we called again today, got a different person who was not helpful at all and just repeated "too many inquiries". She was useless.

Message 16 of 36
Anonymous
Not applicable

Re: Any Successful Costco Recons yet?

excessive?!, I dont think so, I have 22 inquiries when I got approved with 712 Fico 08 scores. 

 

Message 17 of 36
Anonymous
Not applicable

Re: Any Successful Costco Recons yet?

anyone that got their initially declined app and called the EO number and had their app put in manual review, received any news yet?

Message 18 of 36
Anonymous
Not applicable

Re: Any Successful Costco Recons yet?

I just received word from my recon (initial decline due to too many inquiries), and the decision still stands. I had 9 inquiries at the time of app.
Message 19 of 36
Anonymous
Not applicable

Re: Any Successful Costco Recons yet?

Did you get a call back or how were you notified? I called the EO number last thursday and got a really nice lady who said she would send my app to be manually reviewed and i should receive a call by today but nothing so far. Were all your inquiries recent?
Message 20 of 36
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