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Any lender who usually pulls Equifax?

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Josh611
Regular Contributor

Any lender who usually pulls Equifax?

anyone know of any company that always or usually only pulls equifax?

Current FICO Scores EQ 782,TU 755, EX 754

AMEX BCE $24k, Quicksilver $10k, Venture $13k, Sallie Mae Mastercard $8.3K Chase Freedom 5k, Discover IT $3.4k, Kohl's Charge $2.5k, Capital One Secured $801
Message 1 of 23
22 REPLIES 22
dapps06
Frequent Contributor

Re: Any lender who usually pulls Equifax?

When I applied for a Discover card about a month ago they only pulled Equifax. No clue if that's the norm for them though.

Message 2 of 23
Boragard
Established Contributor

Re: Any lender who usually pulls Equifax?

Discover pulls EQ for approvals, TU for CLIs.  Citi also pulls EQ.

Message 3 of 23
FocusedAndDetermined
Senior Contributor

Re: Any lender who usually pulls Equifax?


@Boragard wrote:

Discover pulls EQ for approvals, TU for CLIs.  Citi also pulls EQ.


For my approval Discover pulled TU.  I'm in the northeast.

Message 4 of 23
Blodreina
Established Contributor

Re: Any lender who usually pulls Equifax?


@FocusedAndDetermined wrote:

@Boragard wrote:

Discover pulls EQ for approvals, TU for CLIs.  Citi also pulls EQ.


For my approval Discover pulled TU.  I'm in the northeast.


Ditto.  South, here.

Message 5 of 23
Anonymous
Not applicable

Re: Any lender who usually pulls Equifax?

Discover can pull any of the three and it's usually geographic. You can search data pulls for others' experiences. Alot of Comenity accounts are EQ pulls but then some are EX.
Message 6 of 23
aav
Established Contributor

Re: Any lender who usually pulls Equifax?

Search the credit pulls data base. It is on another forum,but you can search by credit reporting agencies.

EQ - 834 TU - 823 EX - 822
Amex NPSL Amex BCP - 25,000, Amex EDC - 12000, Diner's Club Premier -35,000, Ritz Carlton - 22,500 Discover 25,100, Chase Reserve -31,000 Total Rewards 13200, Barclay 10000 Citi Diamond P 8,900
Message 7 of 23
Josh611
Regular Contributor

Re: Any lender who usually pulls Equifax?

I tried the database first

 

For Michigan discover pulls all 3 randomly it seems

Current FICO Scores EQ 782,TU 755, EX 754

AMEX BCE $24k, Quicksilver $10k, Venture $13k, Sallie Mae Mastercard $8.3K Chase Freedom 5k, Discover IT $3.4k, Kohl's Charge $2.5k, Capital One Secured $801
Message 8 of 23
Creditaddict
Legendary Contributor

Re: Any lender who usually pulls Equifax?

Comenity for most but a few will pull EX but we know those few.

Cap1 Sony, Playstation, and GM Buypower pull just EQ

Kohls

many CU's

Message 9 of 23
Josh611
Regular Contributor

Re: Any lender who usually pulls Equifax?

Just tried the Cap 1 pre qual site and it came back with the Quicksilver at 17.99% and 9 months of 0%. I don't carry a balance so that doesn't matter to me but figured the pre qual is good since it gave a specefic APR? I do like the Capital One rewards program but don't like the 3 hard pulls. Decisions, decisions. Also wouldn't mind the $100 bonus lol.

Current FICO Scores EQ 782,TU 755, EX 754

AMEX BCE $24k, Quicksilver $10k, Venture $13k, Sallie Mae Mastercard $8.3K Chase Freedom 5k, Discover IT $3.4k, Kohl's Charge $2.5k, Capital One Secured $801
Message 10 of 23
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