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Anyone Know What Credit Bureau TARGET Pulls From?

Valued Member

Anyone Know What Credit Bureau TARGET Pulls From?

Hi.... I am thinking about applying for a TARGET Credit Card in the near future. So I am hoping someone may know what Credit Burearu TARGET pulls from. Anyone?

 

Thank You

Message 1 of 20
19 REPLIES 19
Contributor

Re: Anyone Know What Credit Bureau TARGET Pulls From?

It use to be Equifax exclusively. When I got approved in november it was a hard pull on TransUnion. I'm in Kansas
Message 2 of 20
Valued Member

Re: Anyone Know What Credit Bureau TARGET Pulls From?

Thank you Brent_ ... I am in Michigan, so it could be anyone of hem I guess.

Message 3 of 20
New Contributor

Re: Anyone Know What Credit Bureau TARGET Pulls From?

I apply in Jan/2018 here in Houston and the pull Equifax for me.

Message 4 of 20
Valued Member

Re: Anyone Know What Credit Bureau TARGET Pulls From?

Thank you for the feedback Grabiela. Smiley Happy

Message 5 of 20
Regular Contributor

Re: Anyone Know What Credit Bureau TARGET Pulls From?

They are backed by TD and I was pulled EQ. I’m in Texas. TD is very conservative btw and most limits are $300.
Message 6 of 20
Regular Contributor

Re: Anyone Know What Credit Bureau TARGET Pulls From?

I applied and was approved a few weeks ago. They pulled TU for me. I am in Texas.

Message 7 of 20
Regular Contributor

Re: Anyone Know What Credit Bureau TARGET Pulls From?

I applied back in March and they pulled EQ. I live in NY. Score was probably around 660 at the time. 7 derogs, all unpaid medical bills. I got a $500 limit but hey, it's something. 

Message 8 of 20
Community Leader
Senior Contributor

Re: Anyone Know What Credit Bureau TARGET Pulls From?

I’ve had my card since 2014. I have no idea which bureau they pulled. My purpose here is to comment on the SL. Mine started at $300 also and stayed there for a couple years. Then I started getting fairly regular auto-CLIs which bumped me to $700, $1000, $1300, $1700, and currently $2100. I use the card regularly and have carried a balance between 10-50% the whole time I’ve had it, and even have some months approaching 85%. I have a 100% on-time payment history with them. Infer how you will but they liked my spending (and I’m sure they liked the interest when my balance was high) but they did not seem to adhere to the idea of CLIs only to low balance accounts. Use the card and make your payments and you’ll likely see the limits increase.


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | PenFed PCR | Navy Platinum | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





TCL $101,500 | Agg. Util under 10%
Message 9 of 20
Valued Member

Re: Anyone Know What Credit Bureau TARGET Pulls From?

Thank you, atst2000.

Message 10 of 20
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